St. Johns County property record for 1041 Bruen St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,183 sqft · built 2015 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Mar 2016) |
| Tax Bill | $1,748 (2025) |
| Deeds & Mortgages | Nov 2018 Loan Modification Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 118090-0120 |
| Primary APN | 118090-0120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,183 sqft Living Area |
| Gross Area | 1,456 sqft |
| 1st Floor Area | 1,183 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 52 sqft |
| Patio Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1041 BRUEN ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 3-47 AFRO AMERICAN SUB OF LOTS 2 3 4 5 6 BLK 104 DANCY TRACT LOT 12 OR4159/747 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 41 |
| Legal Subdivision | AFRO-AMERICAN SUBDIVISON OF THE DANCY TR |
| Legal Block | 104 |
| Legal Lot Number | 2,12 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21003 |
Source: St. Johns County records · APN 118090-0120
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1041 BRUEN ST, SAINT AUGUSTINE, FL 32084-1038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2018 | Loan Modification, Mortgage · Conventional Mortgage PACIFIC UNION FIN'L |
| Nov 27, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 08, 2016 · Amount on Record |
| Deed Sale | Mar 08, 2016 · Amount on Record |
| Prior Sale | Jan 28, 2014 · Amount on Record |
| Deed Document Number | 201614087 |
| Deed Book / Page | 4159 / 747 |
| Prior Transfer Date | Feb 26, 2016 |
| Prior Transfer Doc | 0041590747 |
| Record Updated | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1041 BRUEN ST, SAINT AUGUSTINE, FL 32084-1038 |
| Document Number | 0046540656 |
| Instrument Date | Nov 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1041 BRUEN ST ST AUGUSTINE FL 320841038, ST AUGUSTINE, FL 32084-1038 |
| Document Number | 0046540656 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 004654/000656 |
| Instrument | 89250 |
| Name | PACIFIC UNION FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FARMERS BRANCH, TX 75234 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2048 |
| Rate | 4.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1041 BRUEN ST, SAINT AUGUSTINE, FL 32084-1038 |
| Document Number | 0046540663 |
| Instrument Date | Nov 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2019 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT |
| Name | Verified Name |
|---|---|
| Address | 1041 BRUEN ST ST AUGUSTINE FL 320841038, ST AUGUSTINE, FL 32084-1038 |
| Document Number | 0046540663 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 004654/000663 |
| Instrument | 89251 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,218 (+2.7%) | $266,050 (+3.78%) Land $45,000 Building $221,050 | |
| 2025 | $1,748.00 (+18.19%) Homeowner's exemption | $143,348 (+7.97%) | $256,361 (+9.3%) Land $45,000 Building $211,361 |
| 2024 | $1,479.00 (+2.42%) | ||
| 2023 | $1,444.00 (+4.11%) Homeowner's exemption | $132,761 (+3%) | $234,538 (+10.02%) Land $26,400 Building $208,138 |
| 2022 | $1,387.00 Homeowner's exemption | $128,894 | $213,185 Land $18,200 Building $194,985 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 3 (1996–2001) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2001 · Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 226 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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