1040 Bruen St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 1040 Bruen St, Saint Augustine, FL 32084 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 2008
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Jun 2024)
Tax Bill	$2,935 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Feb 2024 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`118160-0000`

Property Details

APN / Parcel Number

Primary APN	`118160-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Porch	Finished/Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1040 BRUEN ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-28 AFRO AMERICAN SUB OF BLK 105 DANCY TRACT LOT 25 OR5968/1523
Legal Range	29E
Legal Township	07S
Legal Section	41
Legal Subdivision	AFRO-AMERICAN SUBDIVISION OF THE DANCY T
Legal Block	105
Legal Lot Number	25
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2003
Census Tract	21003

Owner

Source: St. Johns County records · APN 118160-0000

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1040 BRUEN ST, SAINT AUGUSTINE, FL 32084-1037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2024	Warranty Deed, Transfer · FHA Mortgage CLICK N CLOSE INC
Feb 07, 2024	Warranty Deed, Construction Loan · Construction Mortgage DOUBLE BACKFLIP LLC
May 15, 2023	Intrafamily Transfer, Transfer
Feb 28, 2019	Warranty Deed, Transfer · VA Mortgage HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2024 · Amount on Record
Deed Sale	Jun 14, 2024 · Amount on Record
Prior Sale	Feb 07, 2024 · Amount on Record
Deed Document Number	202447036
Deed Book / Page	5968 / 1523
Prior Transfer Date	May 15, 2023
Prior Transfer Doc	0057571063
Record Updated	Sep 20, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 14, 2024
Property Address	1040 BRUEN ST, SAINT AUGUSTINE, FL 32084-1037
Document Number	0059681523
Book / Page	5968 / 1523
Map Reference	MB 4 PG 28
Instrument Date	Jun 14, 2024
Instrument	2024047036
Transaction Type	Transfer
Record Updated	Jul 10, 2024
Title Company	KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	TIMBERWOOD DRIVE, SAINT AUGUSTINE, FL 32084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 BRUEN ST, ST AUGUSTINE, FL 32084-1037

Mortgage

Document Number	2024047037
Date	Jun 14, 2024
Instrument	2024047037

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 01, 2049

Mortgage

Document Number	0059681539
Date	Jun 14, 2024
Book Page	5968/1539
Instrument	2024047038

Lender

Name	CLICK N CLOSE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 01, 2034

February 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 07, 2024
Property Address	1040 BRUEN ST, SAINT AUGUSTINE, FL 32084-1037
Document Number	0058970317
Book / Page	5897 / 317
Map Reference	MB 4 PG 28
Instrument Date	Feb 06, 2024
Instrument	2024009606
Transaction Type	Construction Loan
Record Updated	Feb 21, 2024
Title Company	KNIGHT BARRY TITLE SLN INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,372.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	340 YOUNG DR, MARSHFIELD, MO 65706-1526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 TIMBERWOOD DR, ST AUGUSTINE, FL 32084-8391

Mortgage

Document Number	0005897319
Date	Feb 07, 2024
Instrument	5897/319

Lender

Name	DOUBLE BACKFLIP LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 01, 2025

Mortgage

Document Number	0058970345
Date	Feb 07, 2024
Book Page	5897/345
Instrument	2024009608

Lender

Name	DOUBLE BACKFLIP LLC
Type	Mortgage Company
Address	IDAHO FALLS, ID 83402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 01, 2025

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	May 15, 2023
Property Address	1040 BRUEN ST, SAINT AUGUSTINE, FL 32084-1037
Document Number	0057571063
Book / Page	5757 / 1063
Map Reference	MB 4 PG 28
Instrument Date	May 15, 2023
Instrument	2023037066
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1040 BRUEN ST, ST AUGUSTINE, FL 32084-1037

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 BRUEN ST, ST AUGUSTINE, FL 32084-1037

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 28, 2019
Property Address	1040 BRUEN ST, SAINT AUGUSTINE, FL 32084-1037
Document Number	0046870295
Book / Page	004687 / 000295
Instrument Date	Feb 28, 2019
Instrument	13890
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,113.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1040 BRUEN ST ST AUGUSTINE FL 320841037, ST AUGUSTINE, FL 32084-1037

Mortgage

Document Number	46870297
Date	Feb 28, 2019
Book Page	004687/000297
Instrument	13891

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,361 (+2.7%)	$242,885 (+5.09%) Land $45,000 Building $197,885
2025	$2,935.00 (-2.17%) Homeowner's exemption	$231,121 (+6.06%)	$231,121 (+6.06%) Land $45,000 Building $186,121
2024	$3,000.00 (+104.36%) Homeowner's exemption	$217,917 (+61.83%)	$217,917 (+4.53%) Land $31,850 Building $186,067
2023	$1,468.00 (+4.04%) Homeowner's exemption	$134,658 (+3%)	$208,469 (+10.52%) Land $25,872 Building $182,597
2022	$1,411.00 Homeowner's exemption	$130,736	$188,623 Land $17,836 Building $170,787

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090210032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	3 (1996–2001)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2001, rainfall accumulation, Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle
Claims By Storm	Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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