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10409 Bell Mountain Dr, Temple, TX 76502 Property Records

Bell County property record for 10409 Bell Mountain Dr, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details2,343 sqft · built 2021
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$431,400 (Oct 2021)
Tax Bill$10,231 (2025)
Deeds & MortgagesApr 2024 Transfer
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0922218481

Property Details

APN / Parcel Number

Primary APN0922218481
Alternative APNs
  • 491588
  • 593880

Interior

Stories1 Story
Building Area2,343 sqft Living Area
1st Floor Area2,343 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Garage Area632 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10409 BELL MOUNTAIN DR
CityTEMPLE
StateTX
Zip76502-4941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE GROVES AT LAKEWOOD RANCH PHASE V, BLOCK 003, LOT 0003, ACRES 0.22
Legal SubdivisionTHE GROVES AT LAKEWOOD RANCH PHASE V
Legal Block3
Legal Lot Number3
JurisdictionBELL TX
Township / Civil DivisionNORTHWEST BELL
Census Block Group3
Census Block3008
Census Tract20201

Owner

Source: Bell County records · APN 0922218481

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10409 BELL MOUNTAIN DR, TEMPLE, TX 76502-4941
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2024Affidavit of Death of Joint Tenant, Transfer
Oct 01, 2021Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 01, 2021 · Amount on Record
Deed SaleOct 01, 2021 · Amount on Record
Deed Document Number202164360
Prior Transfer DateSep 30, 2021
Prior Transfer Doc0000064360
Record UpdatedSep 20, 2026

April 2024: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionBELL TX
Recording DateApr 22, 2024
Property Address10409 BELL MOUNTAIN DR, TEMPLE, TX 76502-4941
Document Number0000016832
Map ReferenceDOC 2019-181
Instrument DateApr 17, 2024
Instrument2024016832
Transaction TypeTransfer
Record UpdatedMay 01, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2021: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateOct 01, 2021
Property Address10409 BELL MOUNTAIN DR, TEMPLE, TX 76502-4941
Document Number0000064360
Instrument DateSep 30, 2021
Instrument2021064360
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 01, 2024
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1344, TEMPLE, TX 76503-1344

Transferred To (Grantee/Buyer)

NameVerified Name
Address10409 BELL MOUNTAIN DR, TEMPLE, TX 76502-4941

Mortgage

Document Number0000064361
DateOct 01, 2021
Instrument2021064361
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,231.00 (+31.94%)$412,770 (-6.51%) Land $35,937 Building $376,833$412,770 (-6.51%) Land $35,937 Building $376,833
2023$7,754.00 (-7.86%) Homeowner's exemption$441,513 Land $35,937 Building $405,576$441,513 Land $35,937 Building $405,576
2022$8,415.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270202013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Wildfire

Wildfire RiskModerate
above 56% of the US · lower than 63% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Radiate Holdings
Cable		1,500 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Altitude ISP
Fixed Wireless		500 / 100
AMG Technology Investment Group
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 79 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0140005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF TEMPLE
serves 94,935 people
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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