10406 Bell Mountain Dr, Temple, TX 76502 Property Records

Bell County property record for 10406 Bell Mountain Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,272 sqft · built 2021
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Individual Names on File
Last Sale	$381,710 (May 2022)
Tax Bill	$7,880 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0922218424`

Property Details

APN / Parcel Number

Primary APN	`0922218424`
Alternative APNs	`491569` `100563`

Interior

Stories	1 Story
Building Area	2,272 sqft Living Area
1st Floor Area	2,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,892 sqft (0.273 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10406 BELL MOUNTAIN DR
City	TEMPLE
State	TX
Zip	76502-4941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE GROVES AT LAKEWOOD RANCH PHASE V, BLOCK 001, LOT 0006, ACRES .273
Legal Subdivision	THE GROVES AT LAKEWOOD RANCH PHASE V
Legal Block	1
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3001
Census Tract	20201

Owner

10406 Bell Mountain Dr is owned and occupied by two individuals who bought it in May 2022.

Source: Bell County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10406 BELL MOUNTAIN DR, TEMPLE, TX 76502-4941
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2022 · Amount on File
Deed Sale	May 11, 2022 · Amount on File
Prior Sale	Jun 23, 2021 · Amount on File
Deed Document Number	202230274
Record Updated	Sep 20, 2026

May 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 11, 2022
Property Address	10406 BELL MOUNTAIN DR, TEMPLE, TX 76502-4941
Document Number	0000030274
Map Reference	PL 181
Instrument Date	May 10, 2022
Instrument	2022030274
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 10, 2023
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1344, TEMPLE, TX 76503-1344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10406 BELL MOUNTAIN DR, TEMPLE, TX 76502-4941
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030275
Date	May 11, 2022
Instrument	2022030275

Lender

Name	SENTE MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 10406 Bell Mountain Dr was $7,880 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,880.00	$412,845 Land $44,595 Building $368,250	$412,845 Land $44,595 Building $368,250
2023	$7,591.00 (+72.37%) Homeowner's exemption	$410,000 Land $44,595 Building $365,405	$410,000 Land $44,595 Building $365,405
2022	$4,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10406 Bell Mountain Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10406 Bell Mountain Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Altitude ISP Fixed Wireless	500 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20