10408 E Joy Ln, Inverness, FL 34450 Property Records

Citrus County property record for 10408 E Joy Ln, Inverness, FL 34450

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 732 sqft · built 1974
Lot Size	0.191 acres (8,308 sqft)
Owner	Individual Name on Record
Last Sale	$31,000 (Aug 2005)
Tax Bill	$820 (2025)
Deeds & Mortgages	Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-12-1B000-153.0`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-12-1B000-153.0`
Alternative APNs	`20E-19S-12-0000-1B000-1530` `1219S20E1B0001530` `1745039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	732 sqft Living Area
1st Floor Area	732 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	8,308 sqft (0.191 acres)
Lot Dimensions	138 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	672 sqft
Carport	Carport
Carport Area	672 sqft
Porch	Finished/Open Porch
Porch Area	100 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1745039
Street Address	10408 E JOY LN
City	INVERNESS
State	FL
Zip	34450-8222
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	CLRMH
Legal Description	COM AT INTERSECTION OF W LN OF E 1/3 OF SE 1/4 OF NW 1/4 OF SEC 12-19-20 WITH S R/W LN OF GRACE ST ACC TO THE MAP OR PLAT OF EDEN GARDENS FIRST ADD AS REC IN PB 3 PG 87 PRCCF TH S 0DEG 02M 20S E AL SD W LN E 1/3 OF SE 1/4 OF NW 1/4 846.77 FT TH N 89D
Legal Range	20E
Legal Township	19S
Legal Section	12
Legal Subdivision	ROBERT SCOTT UNRECORDED SUB
Legal Block	1B000
Legal Lot Number	152-1
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1006
Census Tract	450901

Owner

Source: Citrus County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	233 NE 14TH AVE, 506, HALLANDALE BEACH, FL 33009-7599
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2005 · Amount on Record
Deed Sale	Aug 8, 2005 · Amount on Record
Prior Sale	May 13, 2003 · Amount on Record
Deed Document Number	200570001
Deed Book / Page	1893 / 620
Last Transfer Date	Aug 11, 2020
Transfer Doc	0030821012
Record Updated	Jun 8, 2026

August 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CITRUS FL
Recording Date	Aug 12, 2020
Property Address	10408 E JOY LN, INVERNESS, FL 34450-8222
Document Number	0030821012
Book / Page	003082 / 001012
Instrument Date	Aug 11, 2020
Instrument	41734
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6880 SIMMS ST HOLLYWOOD FL 330242838, HOLLYWOOD, FL 33024-2838

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$820.00 (+14.53%)	$55,551 (+10.04%) Land $6,000 Building $49,551	$55,551 (+10.04%) Land $6,000 Building $49,551
2024	$716.00 (+6.87%)	$50,484 (+9.73%) Land $3,000 Building $47,484	$50,484 (+9.73%) Land $3,000 Building $47,484
2023	$670.00 (+12.23%)	$46,007 (+15.39%) Land $3,000 Building $43,007	$46,007 (+15.39%) Land $3,000 Building $43,007
2022	$597.00	$39,871 Land $1,860 Building $38,011	$39,871 Land $1,860 Building $38,011

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 154 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	154 in force
Nearby Flood Claims	40 (1982–2024)
Claims Outside the SFHA	2 of 40
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Frances, Oct 2004 · 17 claims Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20