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10320 E Joy Ln, Inverness, FL 34450 Property Records

Citrus County property record for 10320 E Joy Ln, Inverness, FL 34450

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,139 sqft · built 1994
Lot Size4 acres (174,443 sqft)
Owner2 Company Names on Record
Last Sale$510,000 (Feb 2022)
Tax Bill$252 (2025)
Deeds & MortgagesDec 2025 Transfer
Dec 2025 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN20E-19S-12-31000

Property Details

APN / Parcel Number

Primary APN20E-19S-12-31000
Alternative APNs
  • 20E-19S-12-0000-31000
  • 1219S20E31000
  • 3118938

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,139 sqft Living Area
Gross Area3,673 sqft
1st Floor Area3,099 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1999
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area174,443 sqft (4 acres)
Lot Width450 ft Width
Garage TypeAttached
Garage Area534 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

Pool Area240 sqft
PorchFinished/Open Porch
Porch Area504 sqft
Patio Area286 sqft
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number3118938
Street Address10320 E JOY LN
CityINVERNESS
StateFL
Zip34450-8208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCL
Legal DescriptionALL THAT PART OF THE W 2/3 OF SE1/4 OF NW1/4 AND THE NE1/4 OF SW1/4 OF SEC 12-19-20 LYING N OF ST RD 44 - LESS AND EXCEPT CO RD TAKE IN OR BK 1501/1567 - TITLE IN OR BK 2523 PG 965
Legal Range20E
Legal Township19S
Legal Section12
Legal SubdivisionUNREC TRACTS IN 12-19S-20E
Legal Block31000
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1006
Census Tract450901

Owner

Source: Citrus County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address10320 E JOY LN, INVERNESS, FL 34450-8208
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 5, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Dec 5, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Apr 14, 2023Intrafamily Transfer, Transfer
Feb 18, 2022Warranty Deed, Transfer
WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY
Aug 10, 2018Warranty Deed, Transfer
EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TITLE SVCS/CITRUS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 18, 2022 · Amount on Record
Deed SaleFeb 18, 2022 · Amount on Record
Prior SaleDec 26, 2012 · Amount on Record
Deed Document Number202211749
Deed Book / Page3255 / 355
Last Transfer DateDec 5, 2025
Transfer Doc0036250802
Record UpdatedJun 8, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateDec 5, 2025
Property Address10320 E JOY LN, INVERNESS, FL 34450-8208
Document Number0036250802
Book / Page3625 / 802
Instrument DateDec 5, 2025
Instrument2025073454
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address10320 E JOY LN, INVERNESS, FL 34450-8208

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10320 E JOY LN, INVERNESS, FL 34450-8208

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateDec 5, 2025
Property Address10320 E JOY LN, INVERNESS, FL 34450-8208
Document Number0036250802
Book / Page3625 / 802
Instrument DateDec 5, 2025
Instrument2025073454
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address10320 E JOY LN, INVERNESS, FL 34450-8208

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10320 E JOY LN, INVERNESS, FL 34450-8208

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCITRUS FL
Recording DateApr 14, 2023
Property Address10320 E JOY LN, INVERNESS, FL 34450-8208
Document Number0033701458
Book / Page3370 / 1458
Instrument DateApr 7, 2023
Instrument2023021534
Transaction TypeTransfer
Record UpdatedMay 4, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10320 E JOY LN, INVERNESS, FL 34450-8208

Transferred To (Grantee/Buyer)

NameVerified Name
Address7090 N SANTOS DR, CITRUS SPRINGS, FL 34434-7586

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateFeb 18, 2022
Property Address10320 E JOY LN, INVERNESS, FL 34450-8208
Document Number0032550355
Book / Page3255 / 355
Instrument DateFeb 11, 2022
Instrument2022011749
Transaction TypeTransfer
Record UpdatedMar 7, 2022
Title CompanyWOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY

Transaction

AmountAmount Recorded
Tax$3,570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 213, INVERNESS, FL 34451-0213

Transferred To (Grantee/Buyer)

NameVerified Name
Address10320 E JOY LN, INVERNESS, FL 34450-8208

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateAug 10, 2018
Property Address10320 E JOY LN, INVERNESS, FL 34450-8208
Document Number0029190950
Book / Page002919 / 000950
Instrument DateAug 3, 2018
Instrument40452
Transaction TypeTransfer
Record UpdatedNov 21, 2018
Title CompanyEXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TITLE SVCS/CITRUS INC

Transaction

AmountAmount Recorded
Tax$385.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10320 E JOY LN INVERNESS FL 344508208, INVERNESS, FL 34450-8208

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$252.00 (+22.33%) Disabled Person's exemption$432,778 (-10.71%)$440,301 (-9.16%) Land $15,320 Building $424,981
2024$206.00 Homeowner's exemption Disabled Person's exemption Additional exemption filed$484,676 (+18.7%) Land $15,320 Building $469,356$484,676 (+18.7%) Land $15,320 Building $469,356
2023$206.00 (-96.49%) Homeowner's exemption Disabled Person's exemption Additional exemption filed$408,331 (+3.97%) Land $15,320 Building $393,011$408,331 (+3.97%) Land $15,320 Building $393,011
2022$5,871.00 Additional exemption filed$392,740 Land $15,320 Building $377,420$392,740 Land $15,320 Building $377,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 154 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies154 in force
Nearby Flood Claims40 (1982–2024)
Claims Outside the SFHA2 of 40
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 5 claims
  • Hurricane Frances, Oct 2004 · 17 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Jan 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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