10407 Palmera, Helotes, TX 78023 Property Records

Bexar County property record for 10407 Palmera, Helotes, TX 78023

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,030 sqft · built 2017
Lot Size	0.187 acres (8,125 sqft)
Owner	2 Individual Names on Record
Last Sale	$433,513 (Mar 2024)
Tax Bill	$6,929 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04557-104-0600`

Property Details

APN / Parcel Number

Primary APN	`04557-104-0600`
Alternative APN	`1194589`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,030 sqft Living Area
Gross Area	3,492 sqft
1st Floor Area	1,846 sqft
2nd Floor Area	1,184 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Roof Material	Asphalt
Lot Area	8,125 sqft (0.187 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10407 PALMERA
City	HELOTES
State	TX
Zip	78023-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 4557A (BRIDGEPOINT UT-4, 6, 9), BLOCK 4 LOT 60 2014- NEW PER PLAT 9652/109-112 FILED 3-8-13
Legal Subdivision	CB 4557A (BRIDGEPOINT UT-4, 6, 9)
Legal Block	4
Legal Lot Number	60
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHWEST
Census Block Group	1
Census Block	1087
Census Tract	182103

Owner

Source: Bexar County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10407 PALMERA, HELOTES, TX 78023-2020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Vendor's Lien, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 10, 2022	Vendor's Lien, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP
Jul 16, 2020	Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
May 1, 2020	Deed of Trust, Mortgage SUPREME LNDG
May 16, 2018	Grant Deed, Subdivision Related Transfer EAGLE HM MTG/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2024 · Amount on Record
Deed Sale	Mar 25, 2024 · Amount on Record
Prior Sale	Jul 16, 2020 · Amount on Record
Deed Document Number	202451478
Record Updated	Sep 20, 2026

March 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Mar 25, 2024
Property Address	10407 PALMERA, HELOTES, TX 78023-2020
Document Number	0000051478
Map Reference	VOL 9652 PG 109
Instrument Date	Mar 21, 2024
Instrument	20240051478
Transaction Type	Transfer
Record Updated	Apr 5, 2024
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10407 PALMERA, HELOTES, TX 78023-2020

Mortgage

Document Number	0000051479
Date	Mar 25, 2024
Instrument	20240051479

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Nov 10, 2022
Property Address	10407 PALMERA, HELOTES, TX 78023-2020
Document Number	0000265912
Map Reference	VOL 9652 PG 109
Instrument Date	Nov 9, 2022
Instrument	20220265912
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	ALAMO TITLE 17, ALAMO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10407 PALMERA, HELOTES, TX 78023-2020

Mortgage

Document Number	0000265913
Date	Nov 10, 2022
Instrument	20220265913

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	10407 PALMERA, HELOTES, TX 78023-2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000279372
Date	Oct 6, 2021
Instrument	20210279372

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Jul 16, 2020
Property Address	10407 PALMERA, HELOTES, TX 78023-2020
Document Number	0000155670
Map Reference	VOL 9652 PG 109
Instrument Date	Jul 16, 2020
Instrument	20200155670
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	TEXAS RECORDING SERVICES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10407 PALMERA, HELOTES, TX 78023-2020

Mortgage

Document Number	0000155671
Date	Jul 16, 2020
Instrument	20200155671

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	10407 PALMERA, HELOTES, TX 78023-2020
Document Number	0000094062
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10407 PALMERA HELOTES TX 780232020, HELOTES, TX 78023-2020

Mortgage

Document Number	0000094062
Date	May 6, 2020
Instrument	94062

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BEXAR TX
Recording Date	May 16, 2018
Property Address	10407 PALMERA, HELOTES, TX 78023-2020
Document Number	0000093828
Instrument Date	May 15, 2018
Instrument	93828
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 4, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10407 PALMERA HELOTES TX 780232020, HELOTES, TX 78023-2020

Mortgage

Document Number	93829
Date	May 16, 2018
Instrument	93829

Lender

Name	EAGLE HM MTG/CA
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	Northside Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,929.00 (-21.72%) Homeowner's exemption	$480,850 (+2.72%) Land $91,330 Building $389,520	$480,850 (+2.72%) Land $91,330 Building $389,520
2024	$8,851.00 (+1.78%)
2023	$8,696.00 (-6.09%)	$468,120 Land $91,330 Building $376,790	$468,120 Land $91,330 Building $376,790
2022	$9,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1998–2018)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2002 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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