10403 Palmera, Helotes, TX 78023 Property Records

Bexar County property record for 10403 Palmera, Helotes, TX 78023

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,619 sqft · built 2016
Lot Size	0.21 acres (9,159 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Mar 2017)
Tax Bill	$6,481 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04557-104-0590`

Property Details

APN / Parcel Number

Primary APN	`04557-104-0590`
Alternative APN	`1194588`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,619 sqft Living Area
Gross Area	3,214 sqft
1st Floor Area	2,619 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Roof Material	Asphalt
Lot Area	9,159 sqft (0.21 acres)
Garage Type	Attached
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	246 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10403 PALMERA
City	HELOTES
State	TX
Zip	78023-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 4557A (BRIDGEPOINT UT-4, 6, 9), BLOCK 4 LOT 59 2014- NEW PER PLAT 9652/109-112 FILED 3-8-13
Legal Subdivision	CB 4557A (BRIDGEPOINT UT-4, 6, 9)
Legal Tract	59
Legal Block	4
Legal Lot Number	59
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHWEST
Census Block Group	1
Census Block	1087
Census Tract	182103

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10403 PALMERA, HELOTES, TX 78023-2020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GEO MORTGAGE SERVICES INC
Mar 28, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GEO MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2017 · Amount on Record
Deed Sale	Mar 28, 2017 · Amount on Record
Prior Sale	Oct 20, 2016
Deed Document Number	201756901
Deed Book / Page	18424 / 884
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	10403 PALMERA, HELOTES, TX 78023-2020
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	ALAMO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155570
Date	Jul 16, 2020
Instrument	20200155570

Lender

Name	GEO MORTGAGE SERVICES INC
Type	Mortgage Company
Address	LAREDO, TX 78045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	BEXAR TX
Recording Date	Mar 28, 2017
Property Address	10403 PALMERA, HELOTES, TX 78023-2020
Document Number	0000056901
Book / Page	18424 / 0884
Map Reference	VOL9652 PG109
Instrument Date	Mar 27, 2017
Instrument	20170056901
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10403 PALMERA, HELOTES, TX 78023-2020

Mortgage

Document Number	0000056902
Date	Mar 28, 2017
Instrument	20170056902

Lender

Name	GEO MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	Northside Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,481.00 (-5.81%) Homeowner's exemption	$455,000 (-7.34%) Land $94,800 Building $360,200	$455,000 (-7.34%) Land $94,800 Building $360,200
2024	$6,881.00 (-5.39%)
2023	$7,273.00 (-6.83%) Homeowner's exemption	$491,050 Land $94,800 Building $396,250	$491,050 Land $94,800 Building $396,250
2022	$7,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1998–2018)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2002 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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