Montgomery County property record for 10407 Gardiner Ave, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,794 sqft · built 1951 |
| Lot Size | 0.162 acres (7,069 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $513,000 (Oct 2018) |
| Tax Bill | $6,231 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer May 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01101747 |
| Primary APN | 13-01101747 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,794 sqft Living Area |
| 1st Floor Area | 982 sqft |
| Basement Area | 1,168 sqft |
| Finished Basement | 1,168 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 7,069 sqft (0.162 acres) |
| Porch | Open Porch |
| Porch Area | 189 sqft |
| Deck Area | 114 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01101747 |
|---|---|
| Street Address | 10407 GARDINER AVE |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-4108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | CARROLL KNOLLS |
| Legal Subdivision | CARROLL KNOLLS OSTROWS SUB |
| Legal Block | JJ |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 704000 |
10407 Gardiner Ave is owner-occupied and held in a trust since May 2023.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10407 GARDINER AVE, SILVER SPRING, MD 20902-4108 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 6, 2023 | Intrafamily Transfer, Transfer |
| May 25, 2023 | Intrafamily Transfer, Transfer |
| May 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Oct 25, 2018 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2018 · Amount on File |
| Deed Sale | Oct 25, 2018 · Amount on File |
| Prior Sale | May 26, 2005 |
| Deed Book / Page | 56799 / 144 |
| Last Transfer Date | May 22, 2023 |
| Transfer Doc | 0670340483 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 6, 2023 |
| Property Address | 10407 GARDINER AVE, SILVER SPRING, MD 20902-4108 |
| Document Number | 0670670073 |
| Book / Page | 67067 / 73 |
| Map Reference | MB 34 PL 2237 |
| Instrument Date | May 26, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 10407 GARDINER AVE, SILVER SPRING, MD 20902-4108 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 25, 2023 |
| Property Address | 10407 GARDINER AVE, SILVER SPRING, MD 20902-4108 |
| Document Number | 0670340483 |
| Book / Page | 67034 / 483 |
| Map Reference | MB 34 PL 2237 |
| Instrument Date | May 22, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10407 GARDINER AVE, SILVER SPRING, MD 20902-4108 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10407 GARDINER AVE, SILVER SPRING, MD 20902-4108 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | KVS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0595740196 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 59574/196 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 25, 2018 |
| Property Address | 10407 GARDINER AVE, SILVER SPRING, MD 20902-4108 |
| Document Number | 0567990144 |
| Book / Page | 56799 / 144 |
| Map Reference | MB34 PL2237 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | KVS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,412.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10407 GORDINER AVE, BETHESDA, MD 20814 |
| Document Number | 0056799162 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 56799/162 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 10407 Gardiner Ave was $6,231, down 4.5% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $557,400 (+5.11%) | $584,500 (-) Land $285,700 Building $298,800 | |
| 2025 | $6,231.00 (-4.48%) | $530,300 | $584,500 Land $285,700 Building $298,800 |
| 2024 | $6,523.00 | ||
| 2023 | $475,900 | $503,200 Land $260,700 Building $242,500 | |
| 2022 | $4,911.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10407 Gardiner Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10407 Gardiner Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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