Montgomery County property record for 10402 Gardiner Ave, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,662 sqft · built 1951 |
| Lot Size | 0.163 acres (7,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Aug 2012) |
| Tax Bill | $7,494 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01099585 |
| Primary APN | 13-01099585 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,662 sqft Living Area |
| 1st Floor Area | 968 sqft |
| Basement Area | 726 sqft |
| Finished Basement | 726 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 7,087 sqft (0.163 acres) |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01099585 |
|---|---|
| Street Address | 10402 GARDINER AVE |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-4109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | CARROLL KNOLLS |
| Legal Subdivision | CARROLL KNOLLS OSTROWS SUB |
| Legal Block | GG |
| Legal Lot Number | 17 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 704000 |
10402 Gardiner Ave is owned and occupied by two individuals who bought it in August 2012.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10402 GARDINER AVE, SILVER SPRING, MD 20902-4109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2012 · Amount on File |
| Deed Sale | Aug 9, 2012 · Amount on File |
| Prior Sale | May 17, 2012 · Amount on File |
| Deed Book / Page | 44558 / 67 |
| Prior Transfer Date | Nov 27, 2006 |
| Prior Transfer Doc | 0336050585 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10402 GARDINER AVE, SILVER SPRING, MD 20902-4109 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10402 GARDINER AVE, SILVER SPRING, MD 20902-4109 |
| Document Number | 0619190398 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 61919/398 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2036 |
The 2025 property tax bill for 10402 Gardiner Ave was $7,494, down 2.4% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $683,600 (+5.75%) | $720,800 (-) Land $285,800 Building $435,000 | |
| 2025 | $7,494.00 (-2.36%) | $646,400 | $720,800 Land $285,800 Building $435,000 |
| 2024 | $7,675.00 | ||
| 2023 | $423,800 Land $260,800 Building $163,000 | $423,800 Land $260,800 Building $163,000 | |
| 2022 | $4,578.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10402 Gardiner Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10402 Gardiner Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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