10406 Bent Tree Dr, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 10406 Bent Tree Dr, Fredericksburg, VA 22407 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1987
Square Footage	1,488 sqft Finished Area
Lot Size	10,000 sqft (0.23 acres)
Pool	Above-Ground Pool
Occupancy	Owner Occupied
Tax Bill	$2,375.00 (2026)

Owner

Source: Spotsylvania County records · APN 023K 3-102

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10406 BENT TREE DR, FREDERICKSBURG, VA 22407-1613
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10406 BENT TREE DR, FREDERICKSBURG, VA 22407-1613
Document Number	201700010006
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10406 BENT TREE DR FREDERICKSBURG VA 224071613, FREDERICKSBURG, VA 22407-1613

Mortgage

Document Number	201700010006
Date	Jun 07, 2017
Instrument	10006

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 06, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spotsylvania County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,375.00 (+22.68%)	$322,200 (+28.42%) Land $160,000 Building $162,200
2025			$322,200 (+28.42%) Land $160,000 Building $162,200
2023	$1,936.00	$250,900 Land $115,000 Building $135,900	$250,900 Land $115,000 Building $135,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spotsylvania County (51177C), updated May 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`023K 3-102`
Alternative APN	`23K-3-102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,488 sqft Finished Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl Exterior
Roof Material	Composition Shingle Roof
Lot Area	10,000 sqft (0.23 acres)
Pool Type	Above-Ground Pool Pool Type
Porch Area	212 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	10406 BENT TREE DR
City	FREDERICKSBURG
State	VA
Zip	22407-1613
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CEDARBROOK LOT 102 SEC 3
Legal Subdivision	CEDARBROOK
Legal Lot Number	102
Jurisdiction	SPOTSYLVANIA VA
Minor Civil Division	COURTLAND
Census Blockgroup	2
Census Block	2012
Census Tract	20304