10507 Bent Tree Dr, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 10507 Bent Tree Dr, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,272 sqft · built 1988
Lot Size	0.425 acres (18,518 sqft)
Owner	2 Individual Names on File
Last Sale	$172,500 (Aug 2014)
Tax Bill	$2,298 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023K 3-134`

Property Details

APN / Parcel Number

Primary APN	`023K 3-134`
Alternative APN	`23K-3-134`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,272 sqft Finished Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	18,518 sqft (0.425 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	106 sqft
Deck Area	192 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10507 BENT TREE DR
City	FREDERICKSBURG
State	VA
Zip	22407-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - RESID
Legal Description	CEDARBROOK LOT 134 SEC 3
Legal Subdivision	CEDARBROOK
Legal Lot Number	134
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	COURTLAND
Census Block Group	2
Census Block	2018
Census Tract	20304

Owner

10507 Bent Tree Dr is owned and occupied by two individuals who acquired it in November 2020.

Source: Spotsylvania County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10507 BENT TREE DR, FREDERICKSBURG, VA 22407-1608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage TOPSIDE FEDERAL CREDIT UNION
Nov 17, 2020	Quit Claim Deed, Transfer FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2014 · Amount on File
Deed Sale	Aug 5, 2014 · Amount on File
Prior Sale	Apr 1, 2003 · Amount on File
Deed Document Number	201411892
Last Transfer Date	Nov 9, 2020
Transfer Doc	0000027744
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	10507 BENT TREE DR, FREDERICKSBURG, VA 22407-1608
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230011668
Date	Aug 29, 2023
Instrument	230011668

Lender

Name	TOPSIDE FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 21, 2038

Interest

Rate Type	Fixed Rate

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Nov 17, 2020
Property Address	10507 BENT TREE DR, FREDERICKSBURG, VA 22407-1608
Document Number	202000027744
Instrument Date	Nov 9, 2020
Instrument	27744
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10507 BENT TREE DR FREDERICKSBURG VA 224071608, FREDERICKSBURG, VA 22407-1608

Mortgage

Document Number	202000027745
Date	Nov 17, 2020
Instrument	27745

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10507 Bent Tree Dr was $2,298.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,298.00	$311,700 Land $160,000 Building $151,700
2025			$311,700 Land $160,000 Building $151,700
2023	$1,854.00	$240,300 Land $115,000 Building $125,300	$240,300 Land $115,000 Building $125,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10507 Bent Tree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10507 Bent Tree Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T.

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