10405 Stable Ln, Potomac, MD 20854 Property Records

Montgomery County property record for 10405 Stable Ln, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,110 sqft · built 1974
Lot Size	0.346 acres (15,071 sqft)
Owner	2 Company Names on Record
Last Sale	$1,149,000 (Jun 2017)
Tax Bill	$19,478 (2025)
Deeds & Mortgages	May 2026 Transfer Mar 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-00893118`

Property Details

APN / Parcel Number

Primary APN	`10-00893118`
Alternative APN	`00893118`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,110 sqft Living Area
Gross Area	4,585 sqft
1st Floor Area	1,912 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	15,071 sqft (0.346 acres)
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	336 sqft
Patio Area	436 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00893118
Street Address	10405 STABLE LN
City	POTOMAC
State	MD
Zip	20854-3865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	RIVER FALLS
Legal Subdivision	RIVER FALLS
Legal Block	D
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	1
Census Block	1014
Census Tract	706008

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Washington Aqueduct listed 1973 · 8 contributing resources · National Historic Landmark (designated 1973) · NRIS 73002123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	10405 STABLE LN, POTOMAC, MD 20854-3865
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Mar 3, 2017	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST MORTGAGE CORP
Apr 18, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Jun 22, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2017 · Amount on Record
Deed Sale	Jun 22, 2017 · Amount on Record
Prior Sale	Nov 5, 1998 · Amount on Record
Deed Book / Page	54490 / 246
Last Transfer Date	May 7, 2026
Transfer Doc	0704610479
Record Updated	Sep 20, 2026

May 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 8, 2026
Property Address	10405 STABLE LN, POTOMAC, MD 20854-3865
Document Number	0704610479
Book / Page	70461 / 479
Instrument Date	May 7, 2026
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10405 STABLE LN, POTOMAC, MD 20854-3865

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10405 STABLE LN, POTOMAC, MD 20854-3865
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0539150281
Date	Mar 3, 2017
Book Page	53915/281

Lender

Name	SUNTRUST MORTGAGE CORP
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10405 STABLE LN, POTOMAC, MD 20854-3865
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0541480225
Date	Apr 18, 2017
Book Page	54148/225

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10405 STABLE LN, POTOMAC, MD 20854-3865
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	RGS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0600620069
Date	Jul 16, 2020
Book Page	60062/69

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10405 STABLE LN, POTOMAC, MD 20854-3865
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0654370052
Date	Mar 18, 2022
Book Page	65437/52

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 22, 2017
Property Address	10405 STABLE LN, POTOMAC, MD 20854-3865
Document Number	0544900246
Book / Page	54490 / 246
Map Reference	MB79 PL8071
Instrument Date	Jun 2, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0054490252
Date	Jun 22, 2017
Instrument	54490/252

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,508,700 (-11.22%) Land $503,000 Building $1,005,700	$1,508,700 (-11.22%) Land $503,000 Building $1,005,700
2025	$19,478.00 (+64.14%)	$1,699,300 (+40.86%) Land $503,000 Building $1,196,300	$1,699,300 (+19.05%) Land $503,000 Building $1,196,300
2023		$1,206,333	$1,427,400 Land $503,000 Building $924,400
2022	$11,867.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	3 (2019–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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