10404 Stable Ln, Potomac, MD 20854 Property Records

Montgomery County property record for 10404 Stable Ln, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 6,736 sqft · built 1992
Lot Size	0.459 acres (20,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,855,000 (May 2021)
Tax Bill	$25,837 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-02927922`

Property Details

APN / Parcel Number

Primary APN	`10-02927922`
Alternative APN	`02927922`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,736 sqft Living Area
Gross Area	7,242 sqft
1st Floor Area	2,828 sqft
Basement Area	1,650 sqft
Finished Basement	1,650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	20,003 sqft (0.459 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	260 sqft
Deck Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02927922
Street Address	10404 STABLE LN
City	POTOMAC
State	MD
Zip	20854-3864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	RIVER FALLS
Legal Subdivision	RIVER FALLS
Legal Block	M
Legal Lot Number	9
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	1
Census Block	1017
Census Tract	706008

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Washington Aqueduct listed 1973 · 8 contributing resources · National Historic Landmark (designated 1973) · NRIS 73002123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10404 STABLE LN, POTOMAC, MD 20854-3864
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Aug 5, 2004 · Amount on Record
Deed Book / Page	63098 / 1
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 25, 2021
Property Address	10404 STABLE LN, POTOMAC, MD 20854-3864
Document Number	0630980001
Book / Page	63098 / 1
Map Reference	MB 162 PL 18316
Instrument Date	May 14, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 BAY AVE, 200, ISLAND HEIGHTS, NJ 08732-7702

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10404 STABLE LN, POTOMAC, MD 20854-3864

Mortgage

Document Number	0000630988
Date	May 25, 2021
Instrument	63098/8

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.8%
Type Change Date	Jun 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.8%
Index	Other
Margin	3
Max Rate	7.8%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,923,600 (-11.97%) Land $538,200 Building $1,385,400	$1,923,600 (-11.97%) Land $538,200 Building $1,385,400
2025	$25,837.00 (+81.73%)	$2,185,200 (+36.81%) Land $538,200 Building $1,647,000	$2,185,200 (-) Land $538,200 Building $1,647,000
2023		$1,597,267	$2,185,200 Land $538,200 Building $1,647,000
2022	$14,217.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	3 (2019–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stable Ln

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