10404 N Alberta Cir, Spokane, WA 99208 Property Records

Spokane County property record for 10404 N Alberta Cir, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 2015
Lot Size	0.311 acres (13,550 sqft)
Owner	2 Individual Names on File
Last Sale	$507,000 (Apr 2021)
Tax Bill	$4,995 (2026)
Deeds & Mortgages	Oct 2019 Line of Credit Apr 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26132.1806`

Property Details

APN / Parcel Number

Primary APN	`26132.1806`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
Gross Area	2,558 sqft
1st Floor Area	1,672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,550 sqft (0.311 acres)
Garage Type	Attached
Garage Area	886 sqft
Parking Spaces	4 Parking Spaces
Patio Area	140 sqft
Canopy	334 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10404 N ALBERTA CIR
City	SPOKANE
State	WA
Zip	99208-4481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	JESSES BLUFF 3RD ADD: LOT 6 BLK 2 (AFN 5865114)
Legal Range	42E
Legal Township	26N
Legal Section	13
Legal Subdivision	JESSES BLUFF 3RD ADD
Legal Block	2
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2013
Census Tract	10702

Owner

10404 N Alberta Cir is owned and occupied by two individuals who bought it in April 2021.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10404 N ALBERTA CIR, SPOKANE, WA 99208-4481
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 19, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 21, 2018	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Aug 22, 2017	Deed of Trust, Mortgage · Line of Credit NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2021 · Amount on File
Deed Sale	Apr 19, 2021 · Amount on File
Prior Sale	Jan 13, 2015 · Amount on File
Deed Document Number	20217062801
Prior Transfer Date	Aug 7, 2015
Prior Transfer Doc	0006427732
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10404 N ALBERTA CIR, SPOKANE, WA 99208-4481
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006856466
Date	Oct 24, 2019
Instrument	6856466

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 24, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 19, 2021
Property Address	10404 N ALBERTA CIR, SPOKANE, WA 99208-4481
Document Number	0007062801
Map Reference	VOL 35 PG 87&88
Instrument Date	Apr 15, 2021
Instrument	7062801
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$8,129.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10404 N ALBERTA CIR, SPOKANE, WA 99208-4481

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10404 N ALBERTA CIR, SPOKANE, WA 99208-4481
Document Number	0006845631
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10404 N ALBERTA CIR SPOKANE WA 992084481, SPOKANE, WA 99208-4481

Mortgage

Document Number	0006845631
Date	Sep 24, 2019
Instrument	6845631

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10404 N ALBERTA CIR, SPOKANE, WA 99208-4481
Document Number	0006737266
Instrument Date	Aug 21, 2018
Transaction Type	Mortgage
Record Updated	Sep 12, 2018
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10404 N ALBERTA CIR SPOKANE WA 992084481, SPOKANE, WA 99208-4481

Mortgage

Document Number	0006737266
Date	Aug 27, 2018
Instrument	6737266

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 26, 2043

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10404 N ALBERTA CIR, SPOKANE, WA 99208-4481
Document Number	0006634260
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10404 N ALBERTA CIR SPOKANE WA 992084481, SPOKANE, WA 99208-4481

Mortgage

Document Number	0006634260
Date	Aug 28, 2017
Instrument	6634260

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 27, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10404 N Alberta Cir was $4,995, down 1.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,995.00 (-1.13%)	$504,100 (+3.15%) Land $140,000 Building $364,100	$504,100 (+3.15%) Land $140,000 Building $364,100
2025	$5,052.00	$488,700 (+2.99%) Land $135,000 Building $353,700	$488,700 (+2.99%) Land $135,000 Building $353,700
2024		$474,500 (+36.74%) Land $110,000 Building $364,500	$474,500 (+36.74%) Land $110,000 Building $364,500
2023	$4,414.00 (+10.82%)	$347,000 Land $64,000 Building $283,000	$347,000 Land $64,000 Building $283,000
2022	$3,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10404 N Alberta Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10404 N Alberta Cir is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 63% of Washington
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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