10403 N Alberta Cir, Spokane, WA 99208 Property Records

Spokane County property record for 10403 N Alberta Cir, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 2021
Lot Size	0.326 acres (14,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$422,106 (Apr 2021)
Tax Bill	$5,670 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`26132.1705`

Property Details

APN / Parcel Number

Primary APN	`26132.1705`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
Gross Area	4,296 sqft
1st Floor Area	1,740 sqft
Basement Area	1,740 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,193 sqft (0.326 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Patio Area	144 sqft
Canopy	332 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10403 N ALBERTA CIR
City	SPOKANE
State	WA
Zip	99208-4481
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	JESSES BLUFF 3RD ADD: LOT 5 BLK 1 (AFN 5865114)
Legal Range	42E
Legal Township	26N
Legal Section	13
Legal Subdivision	JESSES BLUFF 3RD ADD
Legal Block	1
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2011
Census Tract	10702

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10403 N ALBERTA CIR, SPOKANE, WA 99208-4481
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 6, 2021	Warranty Deed, Construction Loan

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Jan 6, 2021 · Amount on Record
Deed Document Number	20217065487
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 23, 2021
Property Address	10403 N ALBERTA CIR, SPOKANE, WA 99208-4481
Document Number	0007065487
Map Reference	VOL 35 PG 87&88
Instrument Date	Apr 21, 2021
Instrument	7065487
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2023
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,758.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10403 N ALBERTA CIR, SPOKANE, WA 99208-4481

Mortgage

Document Number	0007065488
Date	Apr 23, 2021
Instrument	7065488

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 6, 2021
Property Address	10403 N ALBERTA CIR, SPOKANE, WA 99208-4481
Document Number	0007017812
Instrument Date	Nov 30, 2020
Instrument	7017812
Transaction Type	Construction Loan
Record Updated	Apr 4, 2022

Transaction

Amount	Amount Recorded
Tax	$2,085.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14950 W MTN VW # BLVD2312, 14950, SURPRISE, AZ 85374-4700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 488, POST FALLS, ID 83877-0488

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,670.00 (+0.98%)	$606,900 (+9.19%) Land $140,000 Building $466,900	$606,900 (+9.19%) Land $140,000 Building $466,900
2025	$5,615.00 (+5.64%)	$555,800 (-2.51%) Land $135,000 Building $420,800	$555,800 (-2.51%) Land $135,000 Building $420,800
2024		$570,100 (+35.61%) Land $110,000 Building $460,100	$570,100 (+35.61%) Land $110,000 Building $460,100
2023	$5,315.00 (+10.29%)	$420,400 Land $64,000 Building $356,400	$420,400 Land $64,000 Building $356,400
2022	$4,819.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 43% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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