10397 Nina St, Largo, FL 33778 Property Records

Pinellas County property record for 10397 Nina St, Largo, FL 33778 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,236 sqft · built 1990
Lot Size0.237 acres (10,350 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Oct 2015)
Tax Bill$4,592 (2025)
Deeds & MortgagesAug 2023 Mortgage
Jun 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC62-000-750-7505-1

Property Details

APN / Parcel Number

Primary APNC62-000-750-7505-1
Alternative APNs
  • 16-30-15-13734-000-0160
  • 153016137340000160
  • R172479

Interior

Full Baths4 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area2,236 sqft Heated Area
1st Floor Area2,236 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1999
Architectural StyleDome
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,350 sqft (0.237 acres)
Lot Dimensions90 ft deep x 115 ft wide
Garage Area418 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area132 sqft
Deck Area400 sqft
Patio Area400 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR172479
Old Parcel Number153016137340000160
Street Address10397 NINA ST
CityLARGO
StateFL
Zip33778-3509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARROLL MOUNTAIN SUB LOT 16 & S 40FT VACATED JULIAN AVE ADJ ON N
Legal Range15
Legal Township30
Legal Section16
Legal SubdivisionCARROLL MOUNTAIN SUB
Legal Lot Number16
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group1
Census Block1024
Census Tract25119

Owner

Source: Pinellas County records · APN C62-000-750-7505-1

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10397 NINA ST, LARGO, FL 33778-3509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 17, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jan 24, 2024Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 07, 2017Deed of Trust, Mortgage · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 15, 2015 · Amount on Record
Deed SaleOct 15, 2015 · Amount on Record
Prior SaleAug 06, 2009 · Amount on Record
Deed Document Number2015300554
Deed Book / Page18957 / 1326
Record UpdatedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address10397 NINA ST, LARGO, FL 33778-3509
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address10397 NINA ST, LARGO, FL 33778-3509

Mortgage

Document Number0225242519
DateAug 03, 2023
Book Page22524/2519
Instrument2023201666
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term287 Months
DueJul 01, 2047

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address10397 NINA ST, LARGO, FL 33778-3509
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address10397 NINA ST, LARGO, FL 33778-3509

Mortgage

Document Number0215870424
DateJun 17, 2021
Book Page21587/424
Instrument2021201474
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term313 Months
DueJul 01, 2047

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address10397 NINA ST, LARGO, FL 33778-3509
Transaction TypeMortgage
Record UpdatedMar 21, 2024
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address10397 NINA ST, LARGO, FL 33778-3509

Mortgage

Document Number0226851783
DateJan 24, 2024
Book Page22685/1783
Instrument2024018629
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressFISHERS, IN 46037
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term282 Months
DueJul 01, 2047

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address10397 NINA ST, SEMINOLE, FL 33778-3509
Document Number0196680782
Book / Page019668 / 000782
Instrument DateJun 07, 2017
Transaction TypeMortgage
Record UpdatedJul 18, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10397 NINA ST LARGO FL 337783509, LARGO, FL 33778-3509

Mortgage

Document Number0196680782
DateJun 15, 2017
Book Page019668/000782
Instrument186695
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 14, 2047

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalitySeminole City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,592.00 (+10.84%) Homeowner's exemption$319,794 (+5.99%)$579,230 (+10.93%) Land $217,197 Building $362,033
2023$4,143.00 (+2.75%) Homeowner's exemption$301,729 (+3%)$522,165 (+12.95%) Land $256,963 Building $265,202
2022$4,032.00 Homeowner's exemption$292,941$462,285 Land $239,913 Building $222,372

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030251191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 76 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies76 in force
73 of 76 on primary residences
Nearby Flood Claims7 (1981–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Flood Events
  • Hurricane Milton (Oct 2024), 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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