10400 131st Ave N, Champlin, MN 55316 Property Records

Hennepin County property record for 10400 131st Ave N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 993 sqft · built 1975
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jul 2022)
Tax Bill	$3,415 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-120-22-21-0025`

Property Details

APN / Parcel Number

Primary APN	`24-120-22-21-0025`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	993 sqft Living Area
Gross Area	2,337 sqft
1st Floor Area	993 sqft
Basement Area	768 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Depth	87 ft Depth
View / Lot	Lake
Garage Type	Attached
Garage Area	576 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10400 131ST AVE N
City	CHAMPLIN
State	MN
Zip	55316-1153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 010 BLOCK 002 T EDGEWATER GARDENS S129X87X129X91
Legal Range	22
Legal Township	120
Legal Section	24
Legal Quarter	21
Legal Subdivision	EDGEWATER GARDENS
Legal Block	2
Legal Lot Number	10
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	3
Census Block	3006
Census Tract	26903

Owner

10400 131st Ave N is owned and occupied by two individuals who bought it in July 2022.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10400 131ST AVE N, CHAMPLIN, MN 55316-1153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2022 · Amount on File
Deed Sale	Jul 13, 2022 · Amount on File
Deed Document Number	20225959609
Record Updated	Oct 29, 2026

July 2022: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	HENNEPIN MN
Recording Date	Jul 13, 2022
Property Address	10400 131ST AVE N, CHAMPLIN, MN 55316-1153
Document Number	00T5959609
Instrument Date	Jun 27, 2022
Instrument	T5959609
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	NORTH GA TITLE INC, NORTH TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10400 131ST AVE N, CHAMPLIN, MN 55316-1153

Mortgage

Document Number	00T5959610
Date	Jul 13, 2022
Instrument	T5959610

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 10400 131st Ave N was $3,415 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,415.00	$295,500 Land $84,000 Building $211,500	$295,500 Land $84,000 Building $211,500
2023	$3,057.00 Homeowner's exemption
2022		$280,000 Land $78,000 Building $202,000	$280,000 Land $78,000 Building $202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10400 131st Ave N in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1984–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Apr 2023 · Severe Storms And Flooding
Claims by Event	Severe Flooding, High Winds,severe Storms, Apr 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10400 131st Ave N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20