Hennepin County property record for 609 131st Ave N, Champlin, MN 55316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,443 sqft · built 1953 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $207,500 (Nov 2018) |
| Tax Bill | $3,333 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-120-22-12-0089 |
| Primary APN | 24-120-22-12-0089 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,443 sqft Living Area |
| Gross Area | 1,944 sqft |
| 1st Floor Area | 1,001 sqft |
| Basement Area | 501 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Depth | 151 ft Depth |
| View / Lot | Lake |
| Garage Type | Detached |
| Garage Area | 496 sqft |
| Porch | Open Porch |
| Porch Area | 104 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 609 131ST AVE N |
|---|---|
| City | CHAMPLIN |
| State | MN |
| Zip | 55316-1104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 002 BLOCK 001 B STONEHEARTH PLACE S81X151X88X126 |
| Legal Range | 22 |
| Legal Township | 120 |
| Legal Section | 24 |
| Legal Quarter | 12 |
| Legal Subdivision | STONEHEARTH PLACE |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | CHAMPLIN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 26903 |
609 131st Ave N is owned and occupied by two individuals who bought it in November 2018.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 131ST AVE N, CHAMPLIN, MN 55316-1104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Nov 27, 2018 | Warranty Deed, Transfer · FHA Mortgage BAY EQUITY |
| Nov 27, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 27, 2018 · Amount on File |
| Deed Sale | Nov 27, 2018 · Amount on File |
| Prior Sale | Nov 27, 2018 · Amount on File |
| Deed Document Number | 201810614683 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 609 131ST AVE N, CHAMPLIN, MN 55316-1104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 609 131ST AVE N, CHAMPLIN, MN 55316-1104 |
| Document Number | 0A11073942 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | A11073942 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 322 Months |
| Due | Dec 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Nov 27, 2018 |
| Property Address | 609 131ST AVE N, CHAMPLIN, MN 55316-1104 |
| Document Number | 0010614683 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 10614683 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $705.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 609 131ST AVE N CHAMPLIN MN 553161104, CHAMPLIN, MN 55316-1104 |
| Document Number | 10614684 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 10614684 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Nov 27, 2018 |
| Property Address | 609 131ST AVE N, CHAMPLIN, MN 55316-1104 |
| Document Number | 0010614682 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 10614682 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $607.16 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 131ST AVE N CHAMPLIN MN 553161104, CHAMPLIN, MN 55316-1104 |
The 2025 property tax bill for 609 131st Ave N was $3,333 with a homeowner's exemption.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Champlin City |
| Unified School District | Anoka-Hennepin Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,333.00 | $289,300 Land $90,000 Building $199,300 | $289,300 Land $90,000 Building $199,300 |
| 2023 | $2,705.00 Homeowner's exemption | ||
| 2022 | $251,000 Land $59,000 Building $192,000 | $251,000 Land $59,000 Building $192,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 131st Ave N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 8 (1984–2023) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Apr 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 131st Ave N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Champlin serves 23,919 people · EPA ID MN1270006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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