1040 White Birch Dr, Findlay, OH 45840 Property Records

Hancock County property record for 1040 White Birch Dr, Findlay, OH 45840

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,488 sqft · built 2015
Lot Size	1 acres (43,560 sqft)
Owner	2 Trust Names on File
Last Sale	$298,000 (Oct 2024)
Tax Bill	$2,657 (2025)
Deeds & Mortgages	Nov 2024 Transfer Oct 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`690001030594`

Property Details

APN / Parcel Number

Primary APN	`690001030594`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Patio Area	196 sqft
Balcony Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1040 WHITE BIRCH DR
City	FINDLAY
State	OH
Zip	45840-7696
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 33 FINDLAY COMMERCE PARK CONDO UNIT 1040
Legal Subdivision	FINDLAY COMMERCE PARK
Legal Lot Number	33
Legal Unit	1040
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1005
Census Tract	400

Owner

1040 White Birch Dr, a condominium, is owner-occupied and held in a trust since November 2024.

Source: Hancock County records, as of May 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1040 WHITE BIRCH DR, FINDLAY, OH 45840-7696
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2024	Intrafamily Transfer, Transfer ASSURED TITLE, ASSURED TITLE AGENCY
Oct 22, 2024	Warranty Deed, Transfer ASSURED TITLE, ASSURED TITLE AGENCY
Mar 8, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2024 · Amount on File
Deed Sale	Oct 22, 2024 · Amount on File
Prior Sale	Mar 8, 2022 · Amount on File
Deed Document Number	20247002
Deed Book / Page	2614 / 1363
Last Transfer Date	Nov 7, 2024
Transfer Doc	02614/4726
Record Updated	Sep 20, 2026

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Nov 8, 2024
Property Address	1040 WHITE BIRCH DR, FINDLAY, OH 45840-7696
Document Number	02614/4726
Book / Page	2614 / 4726
Instrument Date	Nov 7, 2024
Instrument	202400007527
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 WHITE BIRCH DR, FINDLAY, OH 45840-7696

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Oct 22, 2024
Property Address	1040 WHITE BIRCH DR, FINDLAY, OH 45840-7696
Document Number	02614/1363
Book / Page	2614 / 1363
Instrument Date	Oct 11, 2024
Instrument	202400007002
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1040 WHITE BIRCH DR, FINDLAY, OH 45840-7696

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 8, 2022
Property Address	1040 WHITE BIRCH DR, FINDLAY, OH 45840-7696
Document Number	02592/2562
Book / Page	2592 / 2562
Map Reference	VOL 2496 PG 673
Instrument Date	Feb 21, 2022
Instrument	202200002145
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 WHITE BIRCH DR, FINDLAY, OH 45840-7696

Mortgage

Document Number	202200002146
Date	Mar 8, 2022
Instrument	202200002146

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1040 White Birch Dr was $2,657 with exemptions applied, up 23.1% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Van Buren Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,657.00 (+23.07%) Homeowner's exemption Senior Citizen's exemption	$97,170 (+24.77%) Land $3,470 Building $93,700	$277,620 Land $9,920 Building $267,700
2024	$2,159.00 (-12.13%) Homeowner's exemption Senior Citizen's exemption	$77,880 (-) Land $2,800 Building $75,080
2023	$2,457.00 Homeowner's exemption	$77,880 Land $2,800 Building $75,080
2022			$222,500 Land $8,000 Building $214,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1040 White Birch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1040 White Birch Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: MetaLINK Technologies, Verizon.

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