1040 Wesley Ln, Algonquin, IL 60102 Property Records

McHenry County property record for 1040 Wesley Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,176 sqft · built 1982
Lot Size	0.121 acres (5,273 sqft)
Owner	2 Individual Names on Record
Last Sale	$97,795 (Aug 2019)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-35-160-011`

Property Details

APN / Parcel Number

Primary APN	`19-35-160-011`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,176 sqft
1st Floor Area	768 sqft
2nd Floor Area	408 sqft

Exterior

Year Built	Built 1982
Exterior Material	Frame Siding
Lot Area	5,273 sqft (0.121 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1040 WESLEY LN
City	ALGONQUIN
State	IL
Zip	60102-3965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0024896 LT 80 COMPLEX 121-122 MEMO: MOE, DAVID/ ERICA - 50% INT/ MOE, TAYLOR/ KARA - 50% INT
Legal Range	08E
Legal Township	43N
Legal Section	35
Legal Subdivision	COMPLEX 121-122
Legal Block	160
Legal Lot Number	80
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1021
Census Tract	871404

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	4030 SUFFOLK LN, HOFFMAN ESTATES, IL 60192-1426
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Aug 7, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Aug 7, 2019 · Amount on Record
Deed Sale	Aug 7, 2019 · Amount on Record
Deed Document Number	2019R0024896
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1040 WESLEY LN, ALGONQUIN, IL 60102-3965
Transaction Type	Mortgage
Record Updated	May 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023109
Date	Apr 27, 2021
Instrument	2021R0023109

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1040 WESLEY LN, ALGONQUIN, IL 60102-3965
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005763
Date	Feb 18, 2020
Instrument	2020R0005763

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4.37%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 7, 2019
Property Address	1040 WESLEY LN, ALGONQUIN, IL 60102-3965
Document Number	0000024896
Instrument Date	Jul 15, 2019
Instrument	24896
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$146.69
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4030 SUFFOLK LN HOFFMAN ESTATES IL 601921426, HOFFMAN ESTATES, IL 60192-1426

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$37,899 Land $8,282 Building $29,617	$113,697 Land $24,846 Building $88,851

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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