1020 Wesley Ln, Algonquin, IL 60102 Property Records

McHenry County property record for 1020 Wesley Ln, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 1982
Lot Size	0.068 acres (2,970 sqft)
Owner	Individual Name on Record
Last Sale	$117,000 (Jun 2015)
Deeds & Mortgages	Sep 2023 Second Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-35-160-009`

Property Details

APN / Parcel Number

Primary APN	`19-35-160-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,216 sqft
1st Floor Area	592 sqft
2nd Floor Area	624 sqft

Exterior

Year Built	Built 1982
Exterior Material	Frame Siding
Lot Area	2,970 sqft (0.068 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	1020 WESLEY LN
City	ALGONQUIN
State	IL
Zip	60102-3965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2015R0020918 LT 82 COMPLEX 121-122
Legal Range	08E
Legal Township	43N
Legal Section	35
Legal Subdivision	COMPLEX 121-122
Legal Block	160
Legal Lot Number	82
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1021
Census Tract	871404

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1020 WESLEY LN, ALGONQUIN, IL 60102-3965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jan 11, 2022	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2015 · Amount on Record
Deed Sale	Jun 12, 2015 · Amount on Record
Prior Sale	Aug 27, 2008 · Amount on Record
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1020 WESLEY LN, ALGONQUIN, IL 60102-3965
Transaction Type	Mortgage
Record Updated	Oct 10, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 WESLEY LN, ALGONQUIN, IL 60102-3965

Mortgage

Document Number	0000024310
Date	Sep 27, 2023
Instrument	2023R0024310

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	160 Months
Due	Jan 1, 2037

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1020 WESLEY LN, ALGONQUIN, IL 60102-3965
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001584
Date	Jan 11, 2022
Instrument	2022R0001584

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$51,611 Land $8,282 Building $43,329	$154,833 Land $24,846 Building $129,987

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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