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1040 W 7th St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 1040 W 7th St, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,108 sqft · built 2019
Lot Size0.12 acres (5,227 sqft)
OwnerCompany Name on Record
Last Sale$256,395 (Aug 2021)
Tax Bill$3,706 (2025)
Deeds & MortgagesMar 2021 Mortgage
May 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN132980-0150

Property Details

APN / Parcel Number

Primary APN132980-0150

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,108 sqft Living Area
1st Floor Area1,108 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchFinished/Open Porch
Porch Area10 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1040 W 7TH ST
CitySAINT AUGUSTINE
StateFL
Zip32084-0922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1-77 CLARK ADDITION LOT 15 BLK 50 OR5932/1753
Legal Range29E
Legal Township07S
Legal Section45
Legal SubdivisionAUGUSTINE WESTERN SUBURB SUBDIVISION
Legal Block50
Legal Lot Number15
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1000
Census Tract21003

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
LUXURY MORTGAGE CORP
May 6, 2024Deed of Trust, Mortgage · Commercial Mortgage
BARCLAYS BANK PLC
Apr 16, 2024Special Warranty Deed, Transfer
SELENE TITLE LLC
Aug 23, 2021Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2021 · Amount on Record
Deed SaleAug 23, 2021 · Amount on Record
Prior SaleOct 2, 2019 · Amount on Record
Deed Document Number202192626
Deed Book / Page5349 / 998
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1040 W 7TH ST, SAINT AUGUSTINE, FL 32084-0922
Transaction TypeMortgage
Record UpdatedJan 14, 2026
Title CompanyACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 S ARMENIA AVE 112, 112, TAMPA, FL 33609-3300

Mortgage

Document Number0052231787
DateMar 31, 2021
Book Page5223/1787
Instrument2021035512
Lender
NameLUXURY MORTGAGE CORP
TypeMortgage Company
AddressSTAMFORD, CT 06901
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1040 W 7TH ST, SAINT AUGUSTINE, FL 32084-0922
Transaction TypeMortgage
Record UpdatedJan 14, 2026
Title CompanySELENE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7500 N DOBSON RD 300, 300, SCOTTSDALE, AZ 85256-2727
InvestorPossibly a Property Investor

Mortgage

Document Number0059450225
DateMay 6, 2024
Book Page5945/225
Instrument2024034686
Lender
NameBARCLAYS BANK PLC
TypeBank
AddressNEW YORK, NY 10019
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateApr 16, 2024
Property Address1040 W 7TH ST, SAINT AUGUSTINE, FL 32084-0922
Document Number0059321753
Book / Page5932 / 1753
Map ReferenceMB 1 PG 77
Instrument DateApr 11, 2024
Instrument2024028460
Transaction TypeTransfer
Record UpdatedJan 14, 2026
Title CompanySELENE TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 23, 2021
Property Address1040 W 7TH ST, SAINT AUGUSTINE, FL 32084-0922
Document Number0053490998
Book / Page5349 / 998
Map ReferenceMB 1 PG 77
Instrument DateAug 12, 2021
Instrument2021092626
Transaction TypeTransfer
Record UpdatedJan 14, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,794.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3112 W WYOMING AVE, TAMPA, FL 33611-4636

Transferred To (Grantee/Buyer)

NameVerified Name
Address4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$231,966 (-6.97%) Land $40,000 Building $191,966$231,966 (-6.97%) Land $40,000 Building $191,966
2025$3,706.00 (+8.81%)$249,347 (+10.33%)$249,347 (+10.33%) Land $40,000 Building $209,347
2024$3,406.00 (+8.61%)
2023$3,136.00 (+7.07%)$225,996 (+7.89%)$225,996 (+7.89%) Land $23,500 Building $202,496
2022$2,929.00$209,473$209,473 Land $13,450 Building $196,023

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2016–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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