St. Johns County property record for 980 W 7th St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,230 sqft · built 2025 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $308,200 (Sep 2025) |
| Tax Bill | $541 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 132900-0140 |
| Primary APN | 132900-0140 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,230 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| Flooring | Wood |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,791 sqft (0.11 acres) |
| Lot Dimensions | 95 ft deep x 50 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 980 W 7TH ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-3999 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-77 CLARKS ADDN LOT 14 OR6220/878 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 45 |
| Legal Subdivision | AUGUSTINE WESTERN SUBURB SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21003 |
Source: St. Johns County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 980 W 7TH ST, SAINT AUGUSTINE, FL 32084-3999 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Mar 18, 2025 | Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC |
| Sep 15, 2025 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Deed Document Number | 202574851 |
| Deed Book / Page | 6220 / 878 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 980 W 7TH ST, SAINT AUGUSTINE, FL 32084-3999 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Name | Verified Name |
|---|---|
| Address | 3125 US HIGHWAY 1 S, SAINT AUGUSTINE, FL 32086-6367 |
| Investor | Possibly a Property Investor |
| Document Number | 0061141907 |
|---|---|
| Date | Mar 18, 2025 |
| Book Page | 6114/1907 |
| Instrument | 2025020783 |
| Name | LENDINGONE LLC |
|---|---|
| Type | Lending Institution |
| Address | BOCA RATON, FL 33487 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 15, 2025 |
| Property Address | 980 W 7TH ST, SAINT AUGUSTINE, FL 32084-3999 |
| Document Number | 0062200878 |
| Book / Page | 6220 / 878 |
| Map Reference | MB 1 PG 77 |
| Instrument Date | Aug 8, 2025 |
| Instrument | 2025074851 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,157.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3275 US HIGHWAY 1 S # SB, SB, ST AUGUSTINE, FL 32086-6489 |
| Name | Verified Name |
|---|---|
| Address | 980 W 7TH ST, ST AUGUSTINE, FL 32084-3999 |
| Document Number | 0006220880 |
|---|---|
| Date | Sep 15, 2025 |
| Instrument | 6220/880 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,525 (+526.31%) Land $40,000 Building $210,525 | $250,525 (+526.31%) Land $40,000 Building $210,525 | |
| 2025 | $541.00 (+113.83%) | $40,000 (+49.81%) | $40,000 (+49.81%) Land $40,000 |
| 2024 | $253.00 (+10.48%) | $26,700 (+13.62%) | $26,700 (+13.62%) Land $26,700 |
| 2023 | $229.00 (+37.13%) | $23,500 (+74.72%) | $23,500 (+74.72%) Land $23,500 |
| 2022 | $167.00 | $13,450 | $13,450 Land $13,450 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2016–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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