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1040 Vallerand Rd, Tracy, CA 95376 Property Records

San Joaquin County property record for 1040 Vallerand Rd, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,898 sqft · built 1992
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on Record
Tax Bill$1,597 (2026)
Deeds & MortgagesMar 2020 Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN232-120-690-000

Property Details

APN / Parcel Number

Primary APN232-120-690-000
Alternative APNs
  • 232-120-69
  • 23170069

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,898 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleL-Shape
Construction TypeWood
Lot Area3,920 sqft (0.09 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number232-120-69
Street Address1040 VALLERAND RD
CityTRACY
StateCA
Zip95376-2436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 2210 LOT 69
Legal SubdivisionSUMMER GATE
Legal Tract2210
Legal Block2
Legal Lot Number69
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2007
Census Tract5307

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1040 VALLERAND RD, TRACY, CA 95376-2436
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2020Deed of Trust, Mortgage · VA Mortgage
PENNYMAC
Jun 8, 2019Deed of Trust, Mortgage · VA Mortgage
PENNYMAC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 16, 2005
Transfer Doc0000048058
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1040 VALLERAND RD, TRACY, CA 95376-2436
Document Number0000039191
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedApr 30, 2020
Title CompanyBOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1040 VALLERAND RD TRACY CA 953762436, TRACY, CA 95376-2436

Mortgage

Document Number0000039191
DateMar 30, 2020
Instrument39191
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 29, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1040 VALLERAND RD, TRACY, CA 95376-2436
Document Number0000063989
Instrument DateJun 8, 2019
Transaction TypeMortgage
Record UpdatedJul 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1040 VALLERAND RD TRACY CA 953762436, TRACY, CA 95376-2436

Mortgage

Document Number0000063989
DateJun 19, 2019
Instrument63989
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 18, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,597.00 (-1.24%)
2025$1,617.00 (+4.46%) Veteran's exemption$314,662 (+4.04%) Land $159,099 Building $155,563
2023$1,548.00 (-3.43%) Disabled Person's exemption Veteran's exemption$302,445 Land $152,922 Building $149,523$561,330
2022$1,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 754 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
unWired Broadband
Fixed Wireless		400 / 50
Verizon
Fixed Wireless		300 / 20
Cal.net
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Matrix Broadband.

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