Santa Cruz County property record for 1040 Smith Rd, Watsonville, CA 95076 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,456 sqft · built 1973 |
| Lot Size | 2.04 acres (89,124 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,653 (2025) |
| Deeds & Mortgages | Jan 2019 Transfer Dec 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 109-351-14 |
| Primary APN | 109-351-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,456 sqft Living Area |
| Gross Area | 3,256 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 89,124 sqft |
| Terrain | Steep |
| View / Lot | Ocean |
| Garage Type | Attached |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1040 SMITH RD |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-8600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 122401 |
Source: Santa Cruz County records · APN 109-351-14
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6435 HIDDEN OAKS LN, APTOS, CA 95003-9632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 09, 2019 | Affidavit of Death, Transfer |
| Dec 21, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 28, 2017 |
| Transfer Doc | 0000038076 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 09, 2019 |
| Property Address | 1040 SMITH RD, WATSONVILLE, CA 95076-8600 |
| Document Number | 0000000638 |
| Instrument Date | Jan 09, 2019 |
| Instrument | 638 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1040 SMITH RD WATSONVILLE CA 950768600, WATSONVILLE, CA 95076-8600 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 21, 2018 |
| Property Address | 1040 SMITH RD, WATSONVILLE, CA 95076-8600 |
| Document Number | 0000038076 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 38076 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1040 SMITH RD WATSONVILLE CA 950768600, WATSONVILLE, CA 95076-8600 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,740 (+2%) Land $24,167 Building $158,573 | ||
| 2025 | $2,653.00 (+15.35%) Homeowner's exemption | $179,157 (+4.04%) Land $23,693 Building $155,464 | |
| 2023 | $2,300.00 (+2.27%) Homeowner's exemption | $172,200 Land $22,773 Building $149,427 | $1,305,090 |
| 2022 | $2,249.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871224011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996–2023) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2023, other causes, Severe Storm And Flooding |
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | About 1 in 379 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Razzolink | Fixed Wireless (unlicensed) | 500 / 250 |
| Cruzio Internet | Fixed Wireless (unlicensed) | 100 / 100 |
May also be available at this address: Etheric Communications, LLC., Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE (outdoors only)
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