Monroe County property record for 1040 S Mitchell St, Bloomington, IN 47401 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,421 sqft Living Area |
| Lot Size | 12,197 sqft (0.28 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $400,000 (2022) |
| Tax Bill | $3,779.00 (2025) |
Source: Monroe County records · APN 015-06000-00
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 S MITCHELL ST, BLOOMINGTON, IN 47401-5155 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK |
| Apr 04, 2022 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jan 04, 2017 | Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 01, 2022 · Amount on Record |
| Deed Sale | Apr 01, 2022 · Amount on Record |
| Prior Sale | Jan 04, 2017 · Amount on Record |
| Deed Doc Number | 202245810 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 1040 S MITCHELL ST, BLOOMINGTON, IN 47401-5155 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1040 S MITCHELL ST, BLOOMINGTON, IN 47401-5155 |
| Document Number | 2022002529 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022002529 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IN 47404 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Apr 04, 2022 |
| Property Address | 1040 S MITCHELL ST, BLOOMINGTON, IN 47401-5155 |
| Document Number | 2022005133 |
| Map Reference | MB 3 PG 8 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 2022005133 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1040 S MITCHELL ST, BLOOMINGTON, IN 47401-5155 |
| Document Number | 2022005134 |
|---|---|
| Date | Apr 04, 2022 |
| Instrument | 2022005134 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jan 04, 2017 |
| Property Address | 1040 S MITCHELL ST, BLOOMINGTON, IN 47401-5155 |
| Document Number | 2017000161 |
| Map Reference | MB 3 PG 8 |
| Instrument Date | Dec 26, 2016 |
| Instrument | 2017000161 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 S MITCHELL ST, BLOOMINGTON, IN 47401-5155 |
| Document Number | 2017000162 |
|---|---|
| Date | Jan 04, 2017 |
| Instrument | 2017000162 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2047 |
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,779.00 (-50.92%) | $383,300 (+3.32%) Land $138,400 Building $244,900 | $383,300 (+3.32%) Land $138,400 Building $244,900 |
| 2024 | $7,699.00 (+109.67%) | ||
| 2023 | $371,000 (+9.93%) Land $136,700 Building $234,300 | $371,000 (+9.93%) Land $136,700 Building $234,300 | |
| 2022 | $3,672.00 Homeowner's exemption | $337,500 Land $118,900 Building $218,600 | $337,500 Land $118,900 Building $218,600 |
Source: FEMA National Flood Hazard Layer, Monroe County (18105C), updated September 17, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 6% of the US · above 41% of Indiana |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 015-06000-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Building Area | 1,421 sqft Living Area |
| 1st Floor | 1,421 sqft 1st Floor |
| Basement Area | 1,213 sqft Basement |
| Unfinished Basement | 1,213 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Stone Construction |
| Foundation Type | No Foundation Foundation |
| Roof Material | Asphalt Roof |
| Lot Area | 12,197 sqft (0.28 acres) |
| Depth X Width | 195 ft x 60 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 460 sqft Garage |
| Topography | High Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 015-06000-00 |
|---|---|
| Street Address | 1040 S MITCHELL ST |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-5155 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 015-06000-00 MAXWELL MANORS LOT 17 |
| Legal Subdivision | MAXWELL MANORS SUB |
| Legal Lot Number | 17 |
| Jurisdiction | MONROE IN |
| Minor Civil Division | PERRY |
| Census Blockgroup | 2 |
| Census Block | 2020 |
| Census Tract | 302 |
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