Monroe County property record for 1026 S Mitchell St, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,662 sqft · built 1958 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $470,000 (Mar 2014) |
| Tax Bill | $7,458 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage May 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-04120-00 |
| Primary APN | 015-04120-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,662 sqft Living Area |
| 1st Floor Area | 2,662 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 185 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 015-04120-00 |
|---|---|
| Street Address | 1026 S MITCHELL ST |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-5155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAXWELL MANORS LOT 20,21,22 |
| Legal Subdivision | MAXWELL MANORS |
| Legal Lot Number | 20-22 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 302 |
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1026 S MITCHELL ST, BLOOMINGTON, IN 47401-5155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| May 22, 2020 | Deed of Trust, Mortgage · Line of Credit HOOSIER HILLS CU |
| Jul 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOOSIER HILLS CU |
| Nov 9, 2018 | Deed of Trust, Mortgage · Line of Credit INDIANA UNIVERSITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2014 · Amount on Record |
| Deed Sale | Mar 31, 2014 · Amount on Record |
| Prior Sale | Feb 28, 2013 |
| Deed Document Number | 20143557 |
| Prior Transfer Date | Oct 25, 2011 |
| Prior Transfer Doc | 2012014867 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 1026 S MITCHELL ST, BLOOMINGTON, IN 47401-5155 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2018014398 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 2018014398 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 1026 S MITCHELL ST, BLOOMINGTON, IN 47401-5155 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020007337 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 2020007337 |
| Name | HOOSIER HILLS CU |
|---|---|
| Type | Credit Union |
| Address | BEDFORD, IN 47421 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 30, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 1026 S MITCHELL ST, BLOOMINGTON, IN 47401-5155 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2019009883 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 2019009883 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 1026 S MITCHELL ST, BLOOMINGTON, IN 47401-5155 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020007336 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 2020007336 |
| Name | HOOSIER HILLS CU |
|---|---|
| Type | Credit Union |
| Address | BEDFORD, IN 47421 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 1026 S MITCHELL ST, BLOOMINGTON, IN 47401-5155 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 2018015151 |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 2018015151 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, SD 57401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 8, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,458.00 (-4.91%) | $685,700 (-0.67%) Land $218,500 Building $467,200 | $685,700 (-0.67%) Land $218,500 Building $467,200 |
| 2024 | $7,843.00 (+14.78%) | ||
| 2023 | $690,300 (+12.19%) Land $163,900 Building $526,400 | $690,300 (+12.19%) Land $163,900 Building $526,400 | |
| 2022 | $6,833.00 Homeowner's exemption | $615,300 Land $142,500 Building $472,800 | $615,300 Land $142,500 Building $472,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · above 40% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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