Lincoln County property record for 1040 S Main St, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 624 sqft · built 1940 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $602 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-70-35-001-003-007.000 |
| Primary APN | 15-70-35-001-003-007.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 624 sqft Living Area |
| Basement Area | 624 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 1040 S MAIN ST |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 90' X 100' TRACT BEING PT OUT LOT 36 TOWN OF TROY |
| Legal Range | 01E |
| Legal Township | 49 |
| Legal Section | 35 |
| Legal Subdivision | TROY |
| Legal Lot Number | 36 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 810305 |
Source: Lincoln County records · APN 15-70-35-001-003-007.000
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1040 S MAIN ST, TROY, MO 63379-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO |
| Aug 28, 2023 | Beneficiary Deed, Transfer |
| Mar 21, 2022 | Intrafamily Transfer, Transfer |
| Oct 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| Aug 29, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANK OF OLD MONROE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2019 |
| Deed Sale | Oct 29, 2019 |
| Prior Sale | Aug 29, 2017 |
| Deed Document Number | 2019009763 |
| Deed Book / Page | 2439 / 0866 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 1040 MAIN ST, TROY, MO 63379-1628 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002451/383 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 2451/383 |
| Instrument | 2020009439 |
| Name | PEOPLES BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | TROY, MO 63379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Aug 28, 2023 |
| Property Address | 1040 MAIN ST, TROY, MO 63379-1628 |
| Document Number | 002493/336 |
| Book / Page | 2493 / 336 |
| Instrument Date | Aug 28, 2023 |
| Instrument | 2023006565 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 MAIN ST, TROY, MO 63379-1628 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Mar 21, 2022 |
| Property Address | 1040 MAIN ST, TROY, MO 63379-1628 |
| Document Number | 002477/221 |
| Book / Page | 2477 / 221 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 2022002947 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 MAIN ST, TROY, MO 63379-1628 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Oct 29, 2019 |
| Property Address | 1040 MAIN ST, TROY, MO 63379-1628 |
| Document Number | 02439/0866 |
| Book / Page | 2439 / 0866 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 2019009763 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 MAIN ST, TROY, MO 63379-1628 |
| Document Number | 2019009764 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 2019009764 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Aug 29, 2017 |
| Property Address | 1040 MAIN ST, TROY, MO 63379-1628 |
| Document Number | 02414/0649 |
| Book / Page | 2414 / 0649 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 2017008123 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1040 MAIN ST, TROY, MO 63379-1628 |
| Name | Verified Name |
|---|---|
| Address | 1040 MAIN ST, TROY, MO 63379-1628 |
| Document Number | 2017008124 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 2017008124 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2032 |
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $602.00 (+3.79%) | $10,359 (+13.59%) Land $2,181 Building $8,178 | $54,520 (+13.58%) Land $11,480 Building $43,040 |
| 2023 | $580.00 (+4.32%) | $9,120 Land $1,454 Building $7,667 | $48,000 Land $7,650 Building $40,350 |
| 2022 | $556.00 |
Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138103054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 422 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: SysTec Wireless Communications, T-Mobile USA, Wisper ISP.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | TROY PWS serves 15,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures