Lincoln County property record for 960 S Main St, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1900 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $874 (2025) |
| Deeds & Mortgages | Nov 2021 Second Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-70-26-004-041-002.000 |
| Primary APN | 15-70-26-004-041-002.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Basement Area | 560 sqft |
| Flooring | Combination, Other |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Detached |
| Garage Area | 336 sqft |
| Street Address | 960 S MAIN ST |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-1651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 150 ORIGINAL TOWN OF TROY |
| Legal Range | 01W |
| Legal Township | 49 |
| Legal Section | 26 |
| Legal Subdivision | TROY |
| Legal Lot Number | 150 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 810305 |
Source: Lincoln County assessment roll, APN 15-70-26-004-041-002.000, as of June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 960 S MAIN ST, TROY, MO 63379-1651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 16, 2020 | Warranty Deed, Transfer · FHA Mortgage CENTRAL BANK OF ST LOUIS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 16, 2020 |
| Deed Sale | Mar 16, 2020 |
| Prior Sale | Aug 21, 2013 |
| Deed Document Number | 2020002587 |
| Deed Book / Page | 2444 / 581 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 960 MAIN ST, TROY, MO 63379-1651 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 960 MAIN ST, TROY, MO 63379-1651 |
| Document Number | 002472/245 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 2472/245 |
| Instrument | 2021014827 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASHVILLE, AL 35953 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Mar 16, 2020 |
| Property Address | 960 MAIN ST, TROY, MO 63379-1651 |
| Document Number | 2444/581 |
| Book / Page | 2444 / 581 |
| Map Reference | MB C PG 24 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 2020002587 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 960 MAIN ST, 960, TROY, MO 63379-1651 |
| Name | Verified Name |
|---|---|
| Address | 960 MAIN ST, TROY, MO 63379-1651 |
| Document Number | 2020002588 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 2020002588 |
| Name | CENTRAL BANK OF ST LOUIS |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
Source: Lincoln County assessment roll as of June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $874.00 (+12.34%) | $13,919 (+13.79%) Land $2,422 Building $11,497 | $73,260 (+13.79%) Land $12,750 Building $60,510 |
| 2023 | $778.00 (+5.71%) | $12,232 Land $1,615 Building $10,617 | $64,380 Land $8,500 Building $55,880 |
| 2022 | $736.00 |
Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), as of October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138103053, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 422 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: SysTec Wireless Communications, T-Mobile USA, Wisper ISP.
Source: EPA Safe Drinking Water Information System, water system MO6010798, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY PWS serves 15,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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