1040 S Florida Ave, Bartow, FL 33830 Property Records

Polk County property record for 1040 S Florida Ave, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,208 sqft · built 1950
Lot Size	0.469 acres (20,438 sqft)
Owner	2 Individual Names on Record
Last Sale	$38,500 (Apr 2014)
Tax Bill	$2,225 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-30-08-408000-001290`

Property Details

APN / Parcel Number

Primary APN	`25-30-08-408000-001290`
Alternative APNs	`083025408000001290` `83025000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Other
Lot Area	20,438 sqft (0.469 acres)
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	616 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	292 sqft

Location & Zoning

Street Address	1040 S FLORIDA AVE
City	BARTOW
State	FL
Zip	33830-5653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BASSEDENA PARK SUB PB 9 PG 11 BLK A LOTS 29 TO 34
Legal Range	25E
Legal Township	30S
Legal Section	08
Legal Subdivision	BASSEDENA PARK SUBDIVISION
Legal Tract	408000
Legal Block	A
Legal Lot Number	29-34
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2056
Census Tract	15102

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2626 COLLINS AVE, LAKELAND, FL 33803-3302
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2014 · Amount on Record
Deed Sale	Apr 8, 2014 · Amount on Record
Prior Sale	Oct 24, 2000 · Amount on Record
Deed Document Number	201460206
Deed Book / Page	9218 / 747
Prior Transfer Date	Sep 15, 2013
Prior Transfer Doc	0000181243
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1040 S FLORIDA AVE, BARTOW, FL 33830-5653
Document Number	0106690862
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Dec 3, 2018
Title Company	INTEGRITY FIRST TITLE LLC/LAKE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2626 COLLINS AVE LAKELAND FL 338033302, LAKELAND, FL 33803-3302

Mortgage

Document Number	0106690862
Date	Nov 13, 2018
Book Page	010669/000862
Instrument	237704

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	LAKELAND, FL 33801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,703 (+1%)	$139,649 (-1.29%) Land $33,438 Building $106,211
2025	$2,225.00 (-1.94%)	$114,275 (-17.11%)	$141,468 (+2.61%) Land $33,438 Building $108,030
2023	$2,269.00 (+9.83%)	$137,871 (+3.23%) Land $31,916 Building $105,955	$137,871 (+3.23%) Land $31,916 Building $105,955
2022	$2,066.00	$133,562 Land $29,416 Building $104,146	$133,562 Land $29,416 Building $104,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20