Polk County property record for 955 S Florida Ave, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,212 sqft · built 1988 |
| Lot Size | 0.252 acres (10,977 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Aug 2021) |
| Tax Bill | $2,247 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Apr 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-08-420500-005011 |
| Primary APN | 25-30-08-420500-005011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,212 sqft Living Area |
| Gross Area | 2,432 sqft |
| 1st Floor Area | 952 sqft |
| Upper Floors Area | 952 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,977 sqft (0.252 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 290 sqft |
| Street Address | 955 S FLORIDA AVE |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-5658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | HILLCREST SUB PB 4 PG 29 BLK 5 LOTS 1 THRU 3 & THE N1/2 OF SCL RR R/W LYING S OF LOTS 1 THRU 3 & 10 FT WIDE STRIP S OF SAME DES AS COMM NE COR LOT 1 RUN S 95.05 FT FOR POB W 138.26 FT TO W-LINE LOT 3 S 82.67 FT TO C/L OF 30 FT WIDE FORMER SCLR S 83 D |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 08 |
| Legal Subdivision | HILLCREST SUBDIVISION |
| Legal Tract | 420500 |
| Legal Block | 5 |
| Legal Lot Number | 1-3,1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 15102 |
955 S Florida Ave is owned and occupied by an individual who bought it in August 2021.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 955 S FLORIDA AVE, BARTOW, FL 33830-5658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Apr 16, 2018 | Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2021 · Amount on File |
| Deed Sale | Aug 23, 2021 · Amount on File |
| Prior Sale | Aug 31, 2015 · Amount on File |
| Deed Document Number | 2021219557 |
| Deed Book / Page | 11859 / 741 |
| Prior Transfer Date | Aug 17, 2015 |
| Prior Transfer Doc | 0096160824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 23, 2021 |
| Property Address | 955 S FLORIDA AVE, BARTOW, FL 33830-5658 |
| Document Number | 0000219557 |
| Book / Page | 11859 / 741 |
| Map Reference | MB 4 PG 29 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2021219557 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 955 S FLORIDA AVE, 955, BARTOW, FL 33830-5658 |
| Name | Verified Name |
|---|---|
| Address | 158 OAK SQ S, LAKELAND, FL 33813-3542 |
| Document Number | 0011859743 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 11859/743 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 955 S FLORIDA AVE, BARTOW, FL 33830-5658 |
| Document Number | 0104671516 |
| Instrument Date | Apr 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 955 S FLORIDA AVE BARTOW FL 338305658, BARTOW, FL 33830-5658 |
| Document Number | 0104671516 |
|---|---|
| Date | Apr 27, 2018 |
| Book Page | 010467/001516 |
| Instrument | 90282 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Apr 26, 2046 |
The 2025 property tax bill for 955 S Florida Ave was $2,247 with a homeowner's exemption, down 15.4% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $171,157 (+2.7%) | $317,279 (-7.05%) Land $23,977 Building $293,302 | |
| 2025 | $2,247.00 (-15.4%) Homeowner's exemption | $166,657 | $341,356 Land $23,977 Building $317,379 |
| 2024 | $2,656.00 (+6.28%) | ||
| 2023 | $2,499.00 (+16.18%) Homeowner's exemption | $157,243 (+3%) | $331,450 (+30.75%) Land $22,928 Building $308,522 |
| 2022 | $2,151.00 Homeowner's exemption | $152,663 | $253,500 Land $20,428 Building $233,072 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 955 S Florida Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 955 S Florida Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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