1040 Riviera Ave, Banning, CA 92220 Property Records

Riverside County property record for 1040 Riviera Ave, Banning, CA 92220 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,505 sqft · built 1989
Lot Size0.109 acres (4,791 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Jul 2017)
Tax Bill$4,098 (2025)
Deeds & MortgagesMar 2022 Mortgage
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN440-151-001

Property Details

APN / Parcel Number

Primary APN440-151-001
Alternative APN
  • 421332001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,505 sqft Living Area
Gross Area1,994 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Construction TypeWood
Roof MaterialTile
Lot Area4,791 sqft (0.109 acres)
Garage TypeAttached
Garage Area489 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number440151001
Old Parcel Number421332001
Street Address1040 RIVIERA AVE
CityBANNING
StateCA
Zip92220-5114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 91 MB 196/089 TR 23274
Legal Tract23274
Legal Lot Number91
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group4
Census Block4004
Census Tract43812

Owner

Source: Riverside County records · APN 440-151-001

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1040 RIVIERA AVE, BANNING, CA 92220-5114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2022Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Feb 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Aug 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jul 07, 2017Grant Deed, Transfer · FHA Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 2017 · Amount on Record
Deed SaleJul 07, 2017 · Amount on Record
Prior SaleMay 17, 2005
Deed Document Number2017-0277475
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address1040 RIVIERA AVE, BANNING, CA 92220-5114
Transaction TypeMortgage
Record UpdatedMar 18, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 RIVIERA AVE, BANNING, CA 92220-5114

Mortgage

Document Number0000110925
DateMar 07, 2022
Instrument2022-0110925
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address1040 RIVIERA AVE, BANNING, CA 92220-5114
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanySIMPLIFILE TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 RIVIERA AVE, BANNING, CA 92220-5114

Mortgage

Document Number0000080443
DateFeb 08, 2021
Instrument2021-0080443
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address1040 RIVIERA AVE, BANNING, CA 92220-5114
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000337235
DateAug 30, 2019
Instrument2019-0337235
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateJul 07, 2017
Property Address1040 RIVIERA AVE, BANNING, CA 92220-5114
Document Number0000277475
Map ReferenceMB 196 PG 89-94
Instrument DateApr 11, 2017
Instrument2017-0277475
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1040 RIVIERA AVE, BANNING, CA 92220-5114

Mortgage

Document Number0000277476
DateJul 07, 2017
Instrument2017-0277476
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,098.00 (+2.12%)$293,821 (+4.04%) Land $56,889 Building $236,932
2023$4,013.00 (+2.11%)$282,414 Land $54,681 Building $227,733
2022$3,930.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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