1027 Riviera Ave, Banning, CA 92220 Property Records

Riverside County property record for 1027 Riviera Ave, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,505 sqft · built 1989
Owner2 Individual Names on File
Last Sale$384,000 (May 2023)
Tax Bill$5,452 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Dec 2021 Reverse Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN440-166-013

Property Details

APN / Parcel Number

Primary APN440-166-013
Alternative APN
  • 421347013

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,505 sqft Living Area
Gross Area2,536 sqft
1st Floor Area1,505 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeWood
Roof MaterialTile
View / LotGolf Course
Garage TypeAttached
Garage Area489 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1027 RIVIERA AVE
CityBANNING
StateCA
Zip92220-5112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSP
Legal DescriptionLOT 184 MB 196/089 TR 23274
Legal SubdivisionTRACT NO 23274
Legal Tract23274
Legal Lot Number184
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group1
Census Block1000
Census Tract43812

Owner

1027 Riviera Ave is owned and occupied by two individuals who bought it in May 2023.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address1027 RIVIERA AVE, BANNING, CA 92220-5112
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2021Deed of Trust, Mortgage · USDA Mortgage
USDA
Dec 7, 2021Deed of Trust, Mortgage · Reverse Mortgage
OPEN MORTGAGE LLC
May 30, 2023Grant Deed, Transfer
TICOR TITLE RIVERSIDE
Feb 5, 2021Intrafamily Transfer, Transfer · Reverse Mortgage
OPEN MORTGAGE LLC
Mar 4, 2019Reverse Mortgage, Construction Loan · Construction Mortgage
RETIREMENT FNDG SOLUTIONS
Feb 26, 2019Deed of Trust, Mortgage · FHA Mortgage
FEDERAL HSNG COMMISSIONER
Jan 22, 2019Quit Claim Deed, Transfer
OTHER
Jan 22, 2019Affidavit of Death, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2023 · Amount on File
Deed SaleMay 30, 2023 · Amount on File
Prior SaleJun 9, 2016 · Amount on File
Deed Document Number2023153551
Prior Transfer DateMay 23, 2023
Prior Transfer Doc0000153550
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address1027 RIVIERA AVE, BANNING, CA 92220-5112
Transaction TypeMortgage
Record UpdatedJan 27, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1027 RIVIERA AVE, BANNING, CA 92220-5112

Mortgage

Document Number0000078095
DateFeb 5, 2021
Instrument2021-0078095
Lender
NameUSDA
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeUSDA Mortgage
AmountAmount on Record

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address1027 RIVIERA AVE, BANNING, CA 92220-5112
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1027 RIVIERA AVE, BANNING, CA 92220-5112

Mortgage

Document Number0000719536
DateDec 7, 2021
Instrument2021-0719536
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
AddressAUSTIN, TX 78737
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate2.78%
Type Change DateJan 1, 2022
Change FrequencyAnnually
Max Rate At Change12.7%
Index1-Year CMT

May 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateMay 30, 2023
Property Address1027 RIVIERA AVE, BANNING, CA 92220-5112
Document Number0000153551
Map ReferenceMB 196 PG 89-94
Instrument DateApr 24, 2023
Instrument2023-0153551
Transaction TypeTransfer
Record UpdatedJun 9, 2023
Title CompanyTICOR TITLE RIVERSIDE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1027 RIVIERA AVE, BANNING, CA 92220-5112

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateFeb 5, 2021
Property Address1027 RIVIERA AVE, BANNING, CA 92220-5112
Document Number0000078093
Map ReferenceMB 196 PG 89-94
Instrument DateOct 15, 2020
Instrument2021-0078093
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyFIDELITY NATIONAL AGENCY SLN

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1027 RIVIERA AVE, BANNING, CA 92220-5112

Mortgage

Document Number0000078094
DateFeb 5, 2021
Instrument2021-0078094
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
AddressDOUGLASVILLE, GA 30135
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate2.84%
Type Change DateNov 1, 2021
Change FrequencyAnnually
Index1-Year LIBOR

March 2019: Reverse Mortgage, Construction Loan

Document TypeReverse Mortgage
JurisdictionRIVERSIDE CA
Recording DateMar 4, 2019
Property Address1027 RIVIERA AVE, BANNING, CA 92220-5112
Instrument DateFeb 26, 2019
Instrument72456
Transaction TypeConstruction Loan
Record UpdatedMar 13, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address1027 RIVIERA AVE BANNING CA 922205112, BANNING, CA 92220-5112

Mortgage

Document Number0000072456
DateMar 4, 2019
Instrument72456
Lender
NameRETIREMENT FNDG SOLUTIONS
AddressSAN DIEGO, CA 92108
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueMar 3, 2020
Interest
Rate TypeAdjustable Rate
Rate4.89%

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address1027 RIVIERA AVE, BANNING, CA 92220-5112
Document Number0000072457
Instrument DateFeb 26, 2019
Transaction TypeMortgage
Record UpdatedMar 13, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address1027 RIVIERA AVE BANNING CA 922205112, BANNING, CA 92220-5112

Mortgage

Document Number0000072457
DateMar 4, 2019
Instrument72457
Lender
NameFEDERAL HSNG COMMISSIONER
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.89%

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRIVERSIDE CA
Recording DateJan 22, 2019
Property Address1027 RIVIERA AVE, BANNING, CA 92220-5112
Document Number0000023173
Instrument DateJan 22, 2019
Instrument23173
Transaction TypeTransfer
Record UpdatedJan 31, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1027 RIVIERA AVE BANNING CA 922205112, BANNING, CA 92220-5112

January 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionRIVERSIDE CA
Recording DateJan 22, 2019
Property Address1027 RIVIERA AVE, BANNING, CA 92220-5112
Document Number0000023172
Instrument DateJan 22, 2019
Instrument23172
Transaction TypeTransfer
Record UpdatedJan 31, 2019
Title CompanyOTHER

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1027 RIVIERA AVE BANNING CA 922205112, BANNING, CA 92220-5112

Tax Assessment & Valuation

The 2025 property tax bill for 1027 Riviera Ave was $5,452 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$407,502 (+2%) Land $68,978 Building $338,524
2025$5,452.00 Homeowner's exemption$399,513 Land $67,626 Building $331,887
2023$3,896.00 (+2.18%) Homeowner's exemption$281,031 Land $59,927 Building $221,104
2022$3,813.00
2021$344,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1027 Riviera Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1027 Riviera Ave is moderate, ranking above 52% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 69% of California
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BANNING
serves 31,680 people · EPA ID CA3310006
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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