1040 Rick Rd, Reading, PA 19605 Property Records

Berks County property record for 1040 Rick Rd, Reading, PA 19605

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,003 sqft · built 1984
Lot Size	4.13 acres (180,338 sqft)
Owner	Company Name on Record
Last Sale	$700,000 (Dec 2023)
Tax Bill	$4,123 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2023 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`4399-03-02-2682`

Property Details

APN / Parcel Number

Primary APN	`4399-03-02-2682`
Alternative APNs	`27-4399-03-02-2682` `27092350` `092350`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,003 sqft Living Area
1st Floor Area	4,003 sqft
Basement Area	504 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Construction Type	Frame
Lot Area	180,338 sqft
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	27092350
Street Address	1040 RICK RD
City	READING
State	PA
Zip	19605-9300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ORCHARD HILLS SECTION 2 ANNEXATION
Legal Block	02
Legal Lot Number	PT 3
Jurisdiction	BERKS PA
Township / Civil Division	BERN
Census Block Group	2
Census Block	2058
Census Tract	10304

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 752, LEESPORT, PA 19533-0752
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage A&D MORTGAGE LLC
Dec 20, 2023	Deed, Transfer SENTRY ABSTRACT COMPANY
Sep 6, 2022	Deed of Trust, Mortgage · SBA Mortgage FIN WISE BANK
Sep 6, 2022	Deed of Trust, Mortgage · SBA Mortgage FINWISE BANK
Jul 1, 2021	Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Mar 25, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 6, 2017	Quit Claim Deed, Transfer REGAL ABSTRACT CORPORATION, REGAL ABSTRACT CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2023 · Amount on Record
Deed Sale	Dec 20, 2023 · Amount on Record
Prior Sale	Jul 1, 2021 · Amount on Record
Deed Document Number	202337546
Prior Transfer Date	May 10, 2017
Prior Transfer Doc	0000020340
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1040 RICK RD, READING, PA 19605-9300
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	SENTRY ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1054 RICK RD, READING, PA 19605-9300

Mortgage

Document Number	0000004570
Date	Feb 16, 2024
Instrument	2024004570

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company
Address	HOLLYWOOD, FL 33020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 20, 2023
Property Address	1040 RICK RD, READING, PA 19605-9300
Document Number	0000037546
Map Reference	MB 148 PG 1
Instrument Date	Nov 27, 2023
Instrument	2023037546
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	SENTRY ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Tax	$7,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 E WALL ST, LEESPORT, PA 19533-9800

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1040 RICK RD, READING, PA 19605-9300
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	UNIVERSAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 TROY AVE, BROOKLYN, NY 11213-3601

Mortgage

Document Number	0000035563
Date	Sep 6, 2022
Instrument	2022035563

Lender

Name	FIN WISE BANK
Address	SALT LAKE CITY, UT 84107

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	1040 RICK RD, READING, PA 19605-9300
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	UNIVERSAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 TROY AVE, BROOKLYN, NY 11213-3601

Mortgage

Document Number	0000035564
Date	Sep 6, 2022
Instrument	2022035564

Lender

Name	FINWISE BANK
Type	Bank
Address	SALT LAKE CITY, UT 84107

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 1, 2021
Property Address	1040 RICK RD, READING, PA 19605-9300
Document Number	0000033153
Map Reference	MB 148 PG 1
Instrument Date	Jun 19, 2021
Instrument	2021033153
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 RICK RD, READING, PA 19605-9300

Mortgage

Document Number	0000033154
Date	Jul 1, 2021
Instrument	2021033154

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Mar 25, 2020
Property Address	1040 RICK RD, READING, PA 19605-9300
Document Number	0000010534
Instrument Date	Mar 18, 2020
Instrument	10534
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 E COURT ST DOYLESTOWN PA 189014374, DOYLESTOWN, PA 18901-4374

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Jun 6, 2017
Property Address	1040 RICK RD, READING, PA 19605-9300
Document Number	0000020340
Instrument Date	May 10, 2017
Instrument	20340
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	REGAL ABSTRACT CORPORATION, REGAL ABSTRACT CORP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1040 RICK RD READING PA 196059300, READING, PA 19605-9300

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Bern Township
Unified School District	Schuylkill Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,123.00 (+17.3%)	$243,600 (-) Land $39,400 Building $204,200	$39,400 (-83.83%) Land $39,400
2024	$3,515.00 (-63.62%)	$243,600 (-) Land $39,400 Building $204,200
2023	$9,661.00 Homeowner's exemption	$243,600 Land $39,400 Building $204,200
1994			$243,600 Land $39,400 Building $204,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2021)
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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