Berks County property record for 1027 Rick Rd, Reading, PA 19605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,248 sqft · built 1780 |
| Lot Size | 9.91 acres (432,115 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Feb 2015) |
| Tax Bill | $1,688 (2026) |
| Deeds & Mortgages | Apr 2022 Second Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4399-03-03-6546 |
| Primary APN | 4399-03-03-6546 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,248 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1780 |
|---|---|
| Effective Year Built | Effective 1780 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 432,115 sqft |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 27003000 |
|---|---|
| Street Address | 1027 RICK RD |
| City | READING |
| State | PA |
| Zip | 19605-9301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BAMFORD SPLIT |
| Legal Block | 03 |
| Legal Lot Number | 2 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | BERN |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 10304 |
1027 Rick Rd is owned and occupied by two individuals who bought it in February 2015.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1027 RICK RD, READING, PA 19605-9301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW CUMBERLAND FCU |
| Mar 25, 2021 | Deed of Trust, Mortgage · VA Mortgage MERIDIAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2015 · Amount on File |
| Deed Sale | Feb 27, 2015 · Amount on File |
| Prior Sale | Jun 4, 1996 · Amount on File |
| Deed Document Number | 20156281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1027 RICK RD, READING, PA 19605-9301 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000017990 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 2022017990 |
| Name | NEW CUMBERLAND FCU |
|---|---|
| Type | Credit Union |
| Address | NEW CUMBERLAND, PA 17070 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 15, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1027 RICK RD, READING, PA 19605-9301 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014257 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021014257 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2026 property tax bill for 1027 Rick Rd was $1,688 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Bern Township |
| Unified School District | Schuylkill Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,688.00 Homeowner's exemption | $104,700 Land $52,300 Building $52,400 | $52,300 Land $52,300 |
| 2024 | $1,443.00 | $104,700 Land $52,300 Building $52,400 | |
| 1994 | $104,700 Land $52,300 Building $52,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1027 Rick Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2021) |
| Most Recent Claim | Sep 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1027 Rick Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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