1040 Ranch Dr, Gardnerville, NV 89460 Property Records

Douglas County property record for 1040 Ranch Dr, Gardnerville, NV 89460

Property Summary

Property Type	Single Family Home
Details	2,298 sqft · built 2001
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on Record
Tax Bill	$4,077 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`1220-09-414-006`

Property Details

APN / Parcel Number

Primary APN	`1220-09-414-006`
Alternative APN	`122009410030`

Interior

Stories	1 Story
Building Area	2,298 sqft Living Area
Gross Area	2,995 sqft
1st Floor Area	2,298 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	697 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1040 RANCH DR
City	GARDNERVILLE
State	NV
Zip	89460-9624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVERANCH #5 LOT 4 BLOCK 2
Legal Range	20E
Legal Township	12N
Legal Section	09
Legal Subdivision	SILVERANCH #5
Legal Block	2
Legal Lot Number	4
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	1
Census Block	1002
Census Tract	1200

Owner

Source: Douglas County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1040 RANCH DR, GARDNERVILLE, NV 89460-9624
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2018	Affidavit of Death, Mortgage · Conventional Mortgage WELLS FARGO BK
Dec 6, 2018	Quit Claim Deed, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 13, 2018
Transfer Doc	0000923258
Record Updated	Oct 29, 2026

December 2018: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	DOUGLAS NV
Recording Date	Dec 6, 2018
Property Address	1040 RANCH DR, GARDNERVILLE, NV 89460-9624
Document Number	0000923258
Instrument Date	Nov 13, 2018
Instrument	923258
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	SERVICELINK EAST ESCROW

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1040 RANCH DR GARDNERVILLE NV 894609624, GARDNERVILLE, NV 89460-9624

Mortgage

Document Number	923260
Date	Dec 6, 2018
Instrument	923260

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2048

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NV
Recording Date	Dec 6, 2018
Property Address	1040 RANCH DR, GARDNERVILLE, NV 89460-9624
Document Number	0000923259
Instrument Date	Nov 5, 2018
Instrument	923259
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1040 RANCH DR GARDNERVILLE NV 894609624, GARDNERVILLE, NV 89460-9624

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,077.00 (+3.01%)	$159,336 (+3.81%) Land $49,000 Building $110,336
2025	$3,958.00 (+6.08%)	$153,495 (+4.28%) Land $40,250 Building $113,245	$438,557 (+4.28%) Land $115,000 Building $323,557
2023	$3,731.00	$147,195 Land $40,250 Building $106,945	$420,557 (+15.33%) Land $115,000 Building $305,557
2021			$364,651 Land $90,000 Building $274,651

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.9% of Nevada
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNERVILLE RANCHOS GID serves 11,300 people · EPA ID NV0000066
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: DTS Fiber, Verizon.

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