1040 Prospect St, Covington, KY 41011 Property Records

Kenton County property record for 1040 Prospect St, Covington, KY 41011

Property Summary

Property Type	Warehouse, Storage
Details	1,800 sqft · built 1949
Lot Size	0.105 acres (4,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,000 (Jul 2020)
Tax Bill	$1,550 (2025)
Deeds & Mortgages	Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`054-42-07-008.00`

Property Details

APN / Parcel Number

Primary APN	`054-42-07-008.00`

Interior

Building Area	1,800 sqft Finished Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	4,560 sqft (0.105 acres)
Lot Dimensions	120 ft deep x 38 ft wide

Location & Zoning

Street Address	1040 PROSPECT ST
City	COVINGTON
State	KY
Zip	41011-3273
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Legal Description	FOOTES ADDN 2ND PT LOT 214 38'X 120'
Legal Subdivision	FOOTES ADDN
Legal Phase	2
Legal Lot Number	214
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2001
Census Tract	67100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 12342, COVINGTON, KY 41012-0342
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	Sep 26, 2005
Deed Document Number	20205900104
Deed Book / Page	33 / 648
Prior Transfer Date	Jan 22, 2008
Prior Transfer Doc	0005900176
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 27, 2020
Property Address	1040 PROSPECT ST, COVINGTON, KY 41011-3273
Document Number	0000000104
Book / Page	000033 / 000648
Instrument Date	Jul 21, 2020
Instrument	104
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$117.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1202 MAIN ST #6 CINCINNATI OH 452027656, 6, CINCINNATI, OH 45202-7656

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,000 (+7.69%) Land $14,000 Building $112,000	$126,000 (+7.69%) Land $14,000 Building $112,000
2025	$1,550.00 (-0.51%)	$117,000 (-) Land $10,000 Building $107,000	$117,000 (-) Land $10,000 Building $107,000
2023	$1,558.00 (+0.84%)	$117,000 (-) Land $10,000 Building $107,000	$117,000 (-) Land $10,000 Building $107,000
2022	$1,545.00	$117,000 Land $10,000 Building $107,000	$117,000 Land $10,000 Building $107,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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