1036 Prospect St, Covington, KY 41011 Property Records

Kenton County property record for 1036 Prospect St, Covington, KY 41011

Property Summary

Property Type	Other Improved
Details	3,500 sqft · built 1959
Lot Size	0.267 acres (11,625 sqft)
Owner	Company Name on File
Last Sale	$263,000 (Dec 2024)
Tax Bill	$3,484 (2025)
Deeds & Mortgages	Dec 2024 Sale Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-42-07-009.00`

Property Details

APN / Parcel Number

Primary APN	`054-42-07-009.00`

Interior

Building Area	3,500 sqft Finished Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	11,625 sqft (0.267 acres)
Lot Dimensions	125 ft deep x 93 ft wide

Location & Zoning

Street Address	1036 PROSPECT ST
City	COVINGTON
State	KY
Zip	41011-3273
Property Category	Other
Property Type	Other > Other Improved
Legal Description	FOOTES ADDN 2ND LOTS 212-213 93'X 125' ES PROSPECT
Legal Subdivision	FOOTES ADDN
Legal Phase	2
Legal Lot Number	212-213
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2001
Census Tract	67100

Owner

1036 Prospect St is owned by a company that bought it in December 2024.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	1036 PROSPECT ST, COVINGTON, KY 41011-3273
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2024	Special Warranty Deed, Transfer HBI TITLE SERVICES INC
Dec 26, 2019	Grant Deed, Transfer · Conventional Mortgage HERITAGE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2024 · Amount on File
Deed Sale	Dec 19, 2024 · Amount on File
Prior Sale	Dec 26, 2019 · Amount on File
Deed Document Number	2024121993
Deed Book / Page	320 / 874
Prior Transfer Date	Jan 22, 2008
Prior Transfer Doc	0005900179
Record Updated	Oct 29, 2026

December 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 19, 2024
Property Address	1036 PROSPECT ST, COVINGTON, KY 41011-3273
Document Number	0005900093
Book / Page	KC 320 / 874
Instrument Date	Dec 13, 2024
Instrument	24121905900093
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	HBI TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10366 FAY LN, CINCINNATI, OH 45251-1182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1036 PROSPECT ST, COVINGTON, KY 41011-3273

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Dec 26, 2019
Property Address	1036 PROSPECT ST, COVINGTON, KY 41011-3273
Document Number	0000000391
Book / Page	0C6839 / 000323
Instrument Date	Dec 23, 2019
Instrument	391
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$153.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10366 FAY LN CINCINNATI OH 452511182, CINCINNATI, OH 45251-1182

Mortgage

Document Number	393
Date	Dec 26, 2019
Book Page	0C6839/000327
Instrument	393

Lender

Name	HERITAGE BK
Type	Bank
Address	NEWPORT, KY 41071

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 25, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1036 Prospect St was $3,484.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,000 (-) Land $30,000 Building $233,000	$263,000 (-) Land $30,000 Building $233,000
2025	$3,484.00	$263,000 Land $30,000 Building $233,000	$263,000 Land $30,000 Building $233,000
2023	$2,037.00	$153,000 Land $30,000 Building $123,000	$153,000 Land $30,000 Building $123,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1036 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1036 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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