Johnston County property record for 1040 Olive Dr, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,256 sqft · built 1992 |
| Lot Size | 3.06 acres (133,294 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,156 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06E03011U |
| Primary APN | 06E03011U |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,256 sqft Living Area |
| Gross Area | 1,684 sqft |
| 1st Floor Area | 1,256 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 133,294 sqft (3.06 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 234 sqft |
| Deck Area | 194 sqft |
| Patio Area | 194 sqft |
| Shed | 1 Shed |
| Shed Area | 540 sqft |
| Storage Building | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000235334 |
|---|---|
| Street Address | 1040 OLIVE DR |
| City | GARNER |
| State | NC |
| Zip | 27529-8610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LOT 173 SOUTHGATE IX 36/279 |
| Legal Subdivision | SOUTHGATE SUBDIVISION |
| Legal Lot Number | 173 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 41107 |
Source: Johnston County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1040 OLIVE DR, GARNER, NC 27529-8610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Jan 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 1040 OLIVE DR, GARNER, NC 27529-8610 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000007930 |
|---|---|
| Date | Mar 21, 2024 |
| Book Page | 6636/130 |
| Instrument | 2024007930 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 1040 OLIVE DR, GARNER, NC 27529-8610 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000518152 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | 2017518152 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Jan 13, 2021 |
| Property Address | 1040 OLIVE DR, GARNER, NC 27529-8610 |
| Document Number | 0000727594 |
| Book / Page | 5810 / 421 |
| Map Reference | MB 36 PG 279 |
| Instrument Date | Jan 8, 2021 |
| Instrument | 2021727594 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1040 OLIVE DR, 1040, GARNER, NC 27529-8610 |
| Name | Verified Name |
|---|---|
| Address | 1040 OLIVE DR, GARNER, NC 27529-8610 |
| Document Number | 0000727595 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2021727595 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,156.00 (+61.14%) | $345,040 (+101.65%) Land $112,610 Building $232,430 | $345,040 (+101.65%) Land $112,610 Building $232,430 |
| 2023 | $1,338.00 | $171,110 Land $70,380 Building $100,730 | $171,110 Land $70,380 Building $100,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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