Johnston County property record for 1037 Olive Dr, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,053 sqft · built 1992 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Dec 2025) |
| Tax Bill | $3,512 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06E03011Y |
| Primary APN | 06E03011Y |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,053 sqft Living Area |
| Gross Area | 4,546 sqft |
| 1st Floor Area | 2,173 sqft |
| Attic | Attic |
| Attic Area | 880 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 58,806 sqft (1.35 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 220 sqft |
| Deck Area | 619 sqft |
| Patio Area | 619 sqft |
| Storage Building | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000286669 |
|---|---|
| Street Address | 1037 OLIVE DR |
| City | GARNER |
| State | NC |
| Zip | 27529-8612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LOT 177 SOUTHGATE SEC IX 36/279 |
| Legal Subdivision | SOUTHGATE SUBDIVISION |
| Legal Lot Number | 177 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 41107 |
1037 Olive Dr is owned and occupied by two individuals who bought it in December 2025.
Source: Johnston County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1037 OLIVE DR, GARNER, NC 27529-8612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 4, 2024 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Dec 18, 2025 | Warranty Deed, Transfer · Conventional Mortgage AML FUNDING LLC |
| Apr 2, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 21, 2020 | Warranty Deed, Transfer · VA Mortgage ALCOVA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on File |
| Deed Sale | Dec 18, 2025 · Amount on File |
| Prior Sale | Jul 21, 2020 · Amount on File |
| Deed Document Number | 202540269 |
| Deed Book / Page | 7021 / 507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 1037 OLIVE DR, GARNER, NC 27529-8612 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000749203 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 5930/662 |
| Instrument | 2021749203 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 1037 OLIVE DR, GARNER, NC 27529-8612 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1037 OLIVE DR, GARNER, NC 27529-8612 |
| Document Number | 0000033570 |
|---|---|
| Date | Nov 4, 2024 |
| Book Page | DEED6771/255 |
| Instrument | 2024033570 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | 910 CAMPISI WAY STE 2D, CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Dec 18, 2025 |
| Property Address | 1037 OLIVE DR, GARNER, NC 27529-8612 |
| Document Number | 0000040269 |
| Book / Page | DEED7021 / 507 |
| Map Reference | MB 36 PG 279 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 2025040269 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 568 STONE HOLLOW DR, IRMO, SC 29063-9836 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1037 OLIVE DR, GARNER, NC 27529-8612 |
| Document Number | 0000040270 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 2025040270 |
| Name | AML FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 1037 OLIVE DR, GARNER, NC 27529-8612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000653608 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 5559/829 |
| Instrument | 2020653608 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Mar 18, 2060 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Jul 21, 2020 |
| Property Address | 1037 OLIVE DR, GARNER, NC 27529-8612 |
| Document Number | 0000669482 |
| Book / Page | 5649 / 711 |
| Map Reference | MB 36 PG 279 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 2020669482 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 6TH AVE W, 404, LEMMON, SD 57638-1319 |
| Name | Verified Name |
|---|---|
| Address | 1037 OLIVE DR, GARNER, NC 27529-8612 |
| Document Number | 0000669483 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 2020669483 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2026 property tax bill for 1037 Olive Dr was $3,512, down 1.6% from the year before.
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,512.00 (-1.57%) | $561,920 (-) Land $91,800 Building $470,120 | $561,920 (-) Land $91,800 Building $470,120 |
| 2025 | $3,568.00 | $561,920 Land $91,800 Building $470,120 | $561,920 Land $91,800 Building $470,120 |
| 2023 | $2,363.00 | $302,040 Land $57,380 Building $244,660 | $302,040 Land $57,380 Building $244,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1037 Olive Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1037 Olive Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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