1040 Oak St, Central Point, OR 97502 Property Records

Jackson County property record for 1040 Oak St, Central Point, OR 97502

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1910
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$58,500 (Nov 1997)
Tax Bill$1,797 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN372W02CD7600

Property Details

APN / Parcel Number

Primary APN372W02CD7600
Alternative APNs
  • 372W02CD07600
  • 10135200

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area864 sqft Living Area
1st Floor Area864 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1940
Roof MaterialOther
Lot Area10,019 sqft (0.23 acres)
Patio Area440 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address1040 OAK ST
CityCENTRAL POINT
StateOR
Zip97502-2441
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-6
Legal Range02W
Legal Township37S
Legal Section02
Legal Quarter3
Legal Block1
JurisdictionJACKSON OR
Township / Civil DivisionMEDFORD
Census Block Group1
Census Block1003
Census Tract1001

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10221 GREGORY ST, CYPRESS, CA 90630-4351
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 1997 · Amount on Record
Deed SaleNov 5, 1997 · Amount on Record
Deed Document Number199741757
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OR
Property Address1040 OAK ST, CENTRAL POINT, OR 97502-2441
Transaction TypeMortgage
Record UpdatedOct 30, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address10221 GREGORY ST, CYPRESS, CA 90630-4351

Mortgage

Document Number0000022388
DateOct 16, 2025
Instrument2025-022388
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
MunicipalityCentral Point City
Unified School DistrictCentral Point School District 6 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$108,620 (+3%)$234,510 (+11.21%) Land $168,740 Building $65,770
2025$1,797.00 (+2.51%)$105,460 (+3%) Land $67,310 Building $38,150$210,880 (+6.44%) Land $153,800 Building $57,080
2024$1,753.00 (+3.36%)$102,390 (+3%) Land $65,350 Building $37,040$198,120 (+14.69%) Land $149,000 Building $49,120
2023$1,696.00 (+2.35%)$99,410 (+2.99%) Land $63,450 Building $35,960$172,740 (-6.05%) Land $152,280 Building $20,460
2022$1,657.00$96,520 Land $61,610 Building $34,910$183,870 Land $116,500 Building $67,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CENTRAL POINT
serves 19,785 people · EPA ID OR4100178
Water SourcePurchased surface water from MEDFORD WATER COMMISSION
Last State InspectionNov 2021
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hunter Communications
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Rogue Broadband
Fixed Wireless
200 / 25
FireServe
Fixed Wireless
100 / 30
AT&T
Fixed Wireless
100 / 20

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