1020 Oak St, Central Point, OR 97502 Property Records

Jackson County property record for 1020 Oak St, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,011 sqft · built 1956
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Dec 2023)
Tax Bill	$3,036 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372W02CD7400`

Property Details

APN / Parcel Number

Primary APN	`372W02CD7400`
Alternative APNs	`372W02CD07400` `10135186`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,011 sqft Living Area
1st Floor Area	1,011 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Concrete
Roof Material	Built-Up Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Detached
Garage Area	325 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	150 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	1020 OAK ST
City	CENTRAL POINT
State	OR
Zip	97502-2441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Range	02W
Legal Township	37S
Legal Section	02
Legal Quarter	3
Legal Block	1
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	1
Census Block	1003
Census Tract	1001

Owner

1020 Oak St is owned and occupied by two individuals who bought it in December 2023.

Source: Jackson County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1020 OAK ST, CENTRAL POINT, OR 97502-2441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2023 · Amount on File
Deed Sale	Dec 7, 2023 · Amount on File
Deed Document Number	202325172
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Dec 7, 2023
Property Address	1020 OAK ST, CENTRAL POINT, OR 97502-2441
Document Number	0000025172
Instrument Date	Dec 7, 2023
Instrument	2023-025172
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1020 OAK ST, CENTRAL POINT, OR 97502-2441

Mortgage

Document Number	0000025173
Date	Dec 7, 2023
Instrument	2023-025173

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1020 Oak St was $3,036, up 27.9% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,070 (+3%)	$323,010 (+9.6%) Land $172,280 Building $150,730
2025	$3,036.00 (+27.89%)	$142,790 (+2.99%) Land $61,570 Building $81,220	$294,730 (+6.73%) Land $156,800 Building $137,930
2024	$2,374.00 (+3.35%)	$138,640 (+2.99%) Land $59,790 Building $78,850	$276,140 (+33.51%) Land $152,000 Building $124,140
2023	$2,297.00 (+2.36%)	$134,610 (+3%) Land $58,060 Building $76,550	$206,830 (-23.97%) Land $151,930 Building $54,900
2022	$2,244.00	$130,690 Land $56,370 Building $74,320	$272,020 Land $128,610 Building $143,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1020 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1020 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30
AT&T Fixed Wireless	100 / 20