1040 Oak Dr, Westminster, MD 21158 Property Records

Carroll County property record for 1040 Oak Dr, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,476 sqft · built 1960
Lot Size	0.345 acres (15,010 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (May 2010)
Tax Bill	$2,915 (2026)
Flood Zone	Zone X (minimal risk)
APN	`07-012527`

Property Details

APN / Parcel Number

Primary APN	`07-012527`
Alternative APNs	`7012527` `012527`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,476 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Siding
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	15,010 sqft (0.345 acres)
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	340 sqft
Shed	1 Shed
Shed Area	480 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	012527
Street Address	1040 OAK DR
City	WESTMINSTER
State	MD
Zip	21158-3651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 6 - 15010 SQ FT N/S OAK DR 4-35 VILLA PARK
Legal Subdivision	VILLA PARK
Legal Lot Number	6
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2008
Census Tract	507500

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1040 OAK DR, WESTMINSTER, MD 21158-3651
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2010 · Amount on Record
Deed Sale	May 7, 2010 · Amount on Record
Prior Sale	Dec 20, 2004 · Amount on Record
Deed Document Number	201092844
Deed Book / Page	6177 / 314
Transfer Doc	0000993022
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,915.00 (+5.42%) Homeowner's exemption	$310,700 (+43.18%) Land $90,000 Building $220,700	$310,700 (+43.18%) Land $90,000 Building $220,700
2025	$2,765.00 (+12.77%) Homeowner's exemption
2023	$2,452.00 Homeowner's exemption	$217,000 Land $86,000 Building $131,000	$217,000 Land $86,000 Building $131,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Feb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20