Carroll County property record for 1036 Oak Dr, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,728 sqft · built 2023 |
| Lot Size | 0.345 acres (15,028 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (May 2026) |
| Tax Bill | $6,389 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-012535 |
| Primary APN | 07-012535 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,728 sqft Total Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,028 sqft (0.345 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 012535 |
|---|---|
| Street Address | 1036 OAK DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-3651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 5 - 15015 SF 1036 OAK DR 4-35 VILLA PARK |
| Legal Subdivision | VILLA PARK |
| Legal Lot Number | 5 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 507500 |
1036 Oak Dr is owned and occupied by two individuals who bought it in May 2026.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1036 OAK DR, WESTMINSTER, MD 21158-3651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage MICHAEL WRIGHT |
| May 1, 2026 | Deed · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Apr 12, 2023 | Deed, Transfer · Commercial Mortgage INSULA CAPITAL GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on File |
| Deed Sale | May 1, 2026 · Amount on File |
| Prior Sale | Apr 12, 2023 · Amount on File |
| Deed Book / Page | 11752 / 33 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1036 OAK DR, WESTMINSTER, MD 21158-3651 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2026 |
| Title Company | PT TITLE COMPANY, PT TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0103440451 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 10344/451 |
| Name | MICHAEL WRIGHT |
|---|---|
| Type | Non-Lending Institution |
| Address | WESTMINSTER, MD 21158 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 10 Months |
| Due | Apr 27, 2022 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 1, 2026 |
| Property Address | 1036 OAK DR, WESTMINSTER, MD 21158-3651 |
| Document Number | 0117520033 |
| Book / Page | 11752 / 33 |
| Instrument Date | Apr 28, 2026 |
| Record Updated | May 19, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $656,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1036 OAK DR, WESTMINSTER, MD 21158-3651 |
| Document Number | 1175000040, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 11752/40 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 12, 2023 |
| Property Address | 1036 OAK DR, WESTMINSTER, MD 21158-3651 |
| Document Number | 0110110256 |
| Book / Page | 11011 / 256 |
| Map Reference | MB 4 FO 35 |
| Instrument Date | Apr 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Title Company | TALBOT SETTLEMENT AND ESCROW LLC, TALBOT STLMT & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3341 N CHATHAM RD APT H, H, ELLICOTT CITY, MD 21042-2785 |
| Document Number | 0110110261 |
|---|---|
| Date | Apr 12, 2023 |
| Instrument | 11011-0261 |
| Name | INSULA CAPITAL GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1036 Oak Dr was $6,389, up 7.3% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,389.00 (+7.32%) | $565,200 (+7.4%) Land $90,000 Building $475,200 | $565,200 (-) Land $90,000 Building $475,200 |
| 2025 | $5,953.00 | $526,233 | $565,200 Land $90,000 Building $475,200 |
| 2023 | $452.00 | $40,000 Land $40,000 | $40,000 Land $40,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1036 Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1036 Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures