1040 Messer St, Rhinelander, WI 54501 Property Records

Oneida County property record for 1040 Messer St, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Nov 2021)
Tax Bill	$3,408 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RH 2921 J`

Property Details

APN / Parcel Number

Primary APN	`RH 2921 J`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	1040 MESSER ST
City	RHINELANDER
State	WI
Zip	54501-2343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 827525/805969 1ST ADD TO HODAG ADD LOT 10 BLK 2
Legal Range	09E
Legal Township	37N
Legal Section	31
Legal Subdivision	1ST ADD TO HODAG ADD
Legal Block	2
Legal Lot Number	10
Jurisdiction	ONEIDA WI
Township / Civil Division	RHINELANDER
Census Block Group	2
Census Block	2004
Census Tract	971500

Owner

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	54 WAUNONA WOODS CT, MADISON, WI 53713-1770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NEKOOSA PORT EDWARDS STATE BANK
May 29, 2020	Guardian's Deed, Transfer · Conventional Mortgage WESTCONSIN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Prior Sale	May 29, 2020 · Amount on Record
Deed Document Number	2021827525
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA WI
Recording Date	Nov 8, 2021
Property Address	1040 MESSER ST, RHINELANDER, WI 54501-2343
Document Number	827525
Instrument Date	Nov 5, 2021
Instrument	827525
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	NORTHWOODS TITLE AND CLOSING SERVICES, NORTHWOODS TTL & CLOSING SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$711.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	827526
Date	Nov 8, 2021
Instrument	827526

Lender

Name	NEKOOSA PORT EDWARDS STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2020: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	ONEIDA WI
Recording Date	May 29, 2020
Property Address	1040 MESSER ST, RHINELANDER, WI 54501-2343
Document Number	0000805969
Instrument Date	May 27, 2020
Instrument	805969
Transaction Type	Transfer
Record Updated	Apr 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1040 MESSER ST, RHINELANDER, WI 54501-2343

Mortgage

Document Number	0000805970
Date	May 29, 2020
Instrument	805970

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
Municipality	Rhinelander City
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,408.00 (+16.71%)	$123,800 (-) Land $16,900 Building $106,900	$209,948 Land $28,660 Building $181,288
2023	$2,920.00 Homeowner's exemption	$123,800 Land $16,900 Building $106,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RHINELANDER WATER & WASTEWATER serves 8,234 people · EPA ID WI7440126
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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