1004 Messer St, Rhinelander, WI 54501 Property Records

Oneida County property record for 1004 Messer St, Rhinelander, WI 54501

Property Summary

Property Type	Single Family Home
Lot Size	0.222 acres (9,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,500 (Jan 2015)
Tax Bill	$3,397 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RH 2921 F`

Property Details

APN / Parcel Number

Primary APN	`RH 2921 F`

Exterior

Lot Area	9,670 sqft (0.222 acres)

Location & Zoning

Street Address	1004 MESSER ST
City	RHINELANDER
State	WI
Zip	54501-2343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 746600/335735 1ST ADD TO HODAG ADD LOT 6BLK 2
Legal Range	09E
Legal Township	37N
Legal Section	31
Legal Subdivision	1ST ADD TO HODAG ADD
Legal Block	2
Legal Lot Number	6
Jurisdiction	ONEIDA WI
Township / Civil Division	RHINELANDER
Census Block Group	2
Census Block	2004
Census Tract	971500

Owner

Source: Oneida County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1004 MESSER ST, RHINELANDER, WI 54501-2343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK
Jun 26, 2017	Deed of Trust, Mortgage · Construction Mortgage PEOPLES STATE BANK
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2015 · Amount on Record
Deed Sale	Jan 29, 2015 · Amount on Record
Deed Document Number	20153ELAU
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Recording Date	Sep 2, 2026
Property Address	1004 MESSER ST, RHINELANDER, WI 54501-2343
Document Number	0000874789
Instrument Date	Aug 28, 2026
Instrument	2026874789
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 MESSER ST, RHINELANDER, WI 54501-2343

Mortgage

Document Number	0000874789,
Date	Sep 2, 2026
Instrument	2026874789

Lender

Name	PEOPLES STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 22, 2046

Interest

Rate	6.75%
Max Rate	-1%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	RHINELANDER, WI 54501
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000773023
Date	Jun 26, 2017
Instrument	773023

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	WAUSAU, WI 54402

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Jan 21, 2018

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA WI
Property Address	RHINELANDER, WI 54501
Transaction Type	Mortgage
Record Updated	May 1, 2023
Title Company	NORTHWOOD TITLE, NORTHWOODS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000823899
Date	Aug 5, 2021
Instrument	823899

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	WAUSAU, WI 54402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Oneida County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Oneida County
Municipality	Rhinelander City
Unified School District	Rhinelander School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,397.00 (+16.74%)	$123,400 (-) Land $16,200 Building $107,200	$209,270 Land $27,473 Building $181,797
2023	$2,910.00 Homeowner's exemption	$123,400 Land $16,200 Building $107,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RHINELANDER WATER & WASTEWATER serves 8,234 people · EPA ID WI7440126
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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