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1040 Main St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 1040 Main St, Worcester, MA 01603

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 2,792 sqft · built 1920
Lot Size0.048 acres (2,073 sqft)
Owner2 Company Names on File
Last Sale$66,300 (Apr 2010)
Tax Bill$6,584 (2025)
Deeds & MortgagesAug 2022 Mortgage
Sep 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN8-017-00032

Property Details

APN / Parcel Number

Primary APN8-017-00032
Alternative APN
  • WORC M:08 B:017 L:00032

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Units3 Units
Stories3 Stories
Building Area2,792 sqft Living Area
Gross Area5,309 sqft
1st Floor Area931 sqft
AtticAttic
Attic Area994 sqft
Basement Area931 sqft
Unfinished Basement931 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,073 sqft (0.048 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number8-017-00032
Street Address1040 MAIN ST
CityWORCESTER
StateMA
Zip01603-2081
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeBG-2
Legal Block17
Legal Lot Number32
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group1
Census Block1008
Census Tract731203

Owner

Source: Worcester County and Worcester City records · APN 8-017-00032

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address91 STAFFORD ST, 3, WORCESTER, MA 01603-1453
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2022Deed of Trust, Mortgage · Commercial Mortgage
WEBSTER FIRST FEDERAL CREDIT UNION
Sep 23, 2022Quit Claim Deed, Transfer
Quitclaim
Aug 05, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 16, 2010 · Amount on Record
Deed SaleApr 16, 2010 · Amount on Record
Prior SaleMar 01, 2010 · Amount on Record
Deed Document Number201039201
Deed Book / Page45686 / 165
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address1040 MAIN ST, WORCESTER, MA 01603-2081
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number068032-284
DateAug 05, 2022
Book Page68032/284
Instrument86816
Lender
NameWEBSTER FIRST FEDERAL CREDIT UNION
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateSep 23, 2022
Property Address1040 MAIN ST, WORCESTER, MA 01603-2081
Document Number068255-298
Book / Page68255 / 298
Instrument DateSep 19, 2022
Instrument104552
Transaction TypeTransfer
Record UpdatedOct 07, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 STAFFORD ST # UT3, UT3, WORCESTER, MA 01603-1453

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateAug 05, 2022
Property Address1040 MAIN ST, WORCESTER, MA 01603-2081
Document Number068027-356
Book / Page68027 / 356
Instrument DateAug 05, 2022
Instrument86398
Transaction TypeTransfer
Record UpdatedAug 19, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 STAFFORD ST # STE3, STE3, WORCESTER, MA 01603-1453

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,584.00 (+13.71%)$499,200 (+23.63%) Land $49,400 Building $449,800
2023$5,790.00$403,800 Land $43,000 Building $360,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), as of November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277312031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2001–2005)
Most Recent ClaimOct 2005 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2005 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 320 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA2348000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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