1038 Main St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 1038 Main St, Worcester, MA 01603

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 6 ba · 5,802 sqft · built 1920
Lot Size	0.088 acres (3,813 sqft)
Owner	Company Name on File
Last Sale	$1,090,000 (Oct 2023)
Tax Bill	$14,940 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8-017-00033`

Property Details

APN / Parcel Number

Primary APN	`8-017-00033`
Alternative APN	`WORC M:08 B:017 L:00033`

Interior

Bedrooms	9 Beds
Full Baths	6 Baths
Total Rooms	24 Rooms
Units	6 Units
Stories	3 Stories
Building Area	5,802 sqft Living Area
Gross Area	8,600 sqft
1st Floor Area	1,934 sqft
Basement Area	2,102 sqft
Unfinished Basement	2,102 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Flat
Roof Material	Other
Lot Area	3,813 sqft (0.088 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	8-017-00033
Street Address	1038 MAIN ST
City	WORCESTER
State	MA
Zip	01603-2431
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	BG-2
Legal Block	17
Legal Lot Number	33
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1008
Census Tract	731203

Owner

1038 Main St, a residential property, is owned by a company that bought it in October 2023.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	8 STANLEY DR, FRAMINGHAM, MA 01701-3676
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FRANKLIN SAVINGS BANK
Jun 24, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FRANKLIN SAVINGS BANK (MAINE)
Nov 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2023 · Amount on File
Deed Sale	Oct 4, 2023 · Amount on File
Prior Sale	Jun 24, 2022 · Amount on File
Deed Document Number	202382678
Prior Transfer Date	Oct 3, 2023
Prior Transfer Doc	069721-299
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 4, 2023
Property Address	1038 MAIN ST, WORCESTER, MA 01603-2431
Document Number	069721-299
Book / Page	69721 / 299
Instrument Date	Oct 3, 2023
Instrument	82678
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	87 WENDELL AVE # STE10, STE10, PITTSFIELD, MA 01201-6909

Mortgage

Document Number	0000082679
Date	Oct 4, 2023
Instrument	82679

Lender

Name	FRANKLIN SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 24, 2022
Property Address	1038 MAIN ST, WORCESTER, MA 01603-2431
Document Number	067803-267
Book / Page	67803 / 267
Instrument Date	Jun 22, 2022
Instrument	69125
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 BALSAM DR, ACTON, MA 01720-3211

Mortgage

Document Number	067803-270
Date	Jun 24, 2022
Book Page	67803/270
Instrument	69126

Lender

Name	FRANKLIN SAVINGS BANK (MAINE)
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 30, 2020
Property Address	1038 MAIN ST, WORCESTER, MA 01603-2431
Document Number	63857-114
Book / Page	063857 / 000114
Instrument Date	Nov 19, 2020
Instrument	146586
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	2 MORTON ST WATERTOWN MA 02472, WATERTOWN, MA 02472

Tax Assessment & Valuation

The 2026 property tax bill for 1038 Main St was $14,940, up 15.6% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$14,940.00 (+15.59%)	$1,125,000 (+14.81%) Land $63,800 Building $1,061,200
2025	$12,925.00	$979,900 Land $112,500 Building $867,400
2023	$8,696.00	$606,400 Land $25,400 Building $581,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1038 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2001–2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1038 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures