San Diego County property record for 1040 Ladera Ct, Vista, CA 92083 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,785 sqft · built 2010 |
| Lot Size | 0.255 acres (11,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $442,000 (Jun 2010) |
| Tax Bill | $7,128 (2025) |
| Deeds & Mortgages | Jan 2022 Transfer Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 163-540-39-00 |
| Primary APN | 163-540-39-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,785 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 11,125 sqft (0.255 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1040 LADERA CT |
|---|---|
| City | VISTA |
| State | CA |
| Zip | 92083-4771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 39 TR 015538 |
| Legal Subdivision | VISTA 02-081 |
| Legal Tract | 015538 |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 19403 |
Source: San Diego County records · APN 163-540-39-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1040 LADERA CT, VISTA, CA 92083-4771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2022 | Affidavit of Death of Joint Tenant, Transfer ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Jan 26, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 11, 2010 · Amount on Record |
| Deed Sale | Jun 11, 2010 · Amount on Record |
| Deed Document Number | 2010293118 |
| Last Transfer Date | Jan 14, 2022 |
| Transfer Doc | 0000037961 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 26, 2022 |
| Property Address | 1040 LADERA CT, VISTA, CA 92083-4771 |
| Document Number | 0000037961 |
| Map Reference | MAP 15538 |
| Instrument Date | Jan 19, 2022 |
| Instrument | 2022-0037961 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2022 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 LADERA CT, VISTA, CA 92083-4771 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 26, 2022 |
| Property Address | 1040 LADERA CT, VISTA, CA 92083-4771 |
| Document Number | 0000037962 |
| Map Reference | MAP 15538 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022-0037962 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2022 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1040 LADERA CT, VISTA, CA 92083-4771 |
| Document Number | 0000037963 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022-0037963 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2042 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $581,458 (+2%) Land $144,821 Building $436,637 | |
| 2025 | $7,128.00 (+7.76%) Homeowner's exemption | $570,058 (+4.04%) Land $141,982 Building $428,076 |
| 2023 | $6,615.00 (+0.24%) Homeowner's exemption | $547,924 Land $136,470 Building $411,454 |
| 2022 | $6,599.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730194031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2011, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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